2007-03-06 01:16:07 · 4 answers · asked by Anonymous in Business & Finance ➔ Credit
The first answer is right. You can ALWAYS get a new car. You may just not be able to get the car you want at this moment. You can ussualy find decent cars with private sellers for as low as about 3k. Drive that for a year or 2, Then once your credit and income improved a little you may be able to buy the car you have always wanted.
2007-03-06 01:51:14 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Credit unions will go through the same steps a dealership or a bank would. The only difference is credit unions usually charge very low interest rates on their loans.
Money down is a good way to start the approval process; if that's not an answer for you, your next best option is to get a co-signer. Good luck!
2007-03-06 03:18:00 · answer #2 · answered by Krista B 6 · 0⤊ 0⤋
Credit unions are OK,but they aren't a quick answer.You have to be with them and paying a little in for a few months before you can get a loan.I suppose it's because they want to see if you are trustworthy and reliable.I f you do manage to get a credit union loan,they are the cheapest way to borrow money.Good luck!
2007-03-06 01:26:01 · answer #3 · answered by New Boots. 7 · 0⤊ 0⤋
You can get a car anywhere. All it takes is $2000 to $4000 cash. If you don't have that, save until you can find a cheap used car and drive that until you are able to get a new one. It takes time, but you can do it. I did. My last car was a 24% rate; my most recent one was 4%. It is possible.
2007-03-06 01:24:50 · answer #4 · answered by janejane 5 · 0⤊ 0⤋