I looked on a site called DentalPlans.com, but was a little confused on which was the best deal... i just need a cleaning and a couple fills... thanks for your help
2007-03-05 20:20:32 · 5 answers · asked by equalbalance82 1 in Health ➔ Dental
Individual dental plans are usually not helpful for you unless you need a lot of work done. Even then, most plans only cover up to $1000 or even $1500 of treatment.
At the office where I work, we charge $110 for a cleaning and exam. If you have a checkup every 6 months, thats $220. Factor in a couple of fillings and a crown and you're looking at another $1200. So, that's about $1500 out-of-pocket for the year.
With insurance, cleanings are usually covered at 100%, fillings at 80% and crowns at 50% up to your yearly maximum. So, given the above example of treatment, you'd still pay about $600 out of pocket plus your monthly premiums.
Just make sure you factor all the numbers to make sure the plan is definately going to be worth the expense. You're better off getting a plan through an employer if that is possible at all.
2007-03-06 01:02:24 · answer #1 · answered by Anonymous · 0⤊ 0⤋
sure, cleanings are covered with dental insurance. However, your paying 4-10x what you would pay with a discount dental plan. So you are basically paying your insurance company $600-$1500 a year to cover a $94.00 procedure.
With a discount dental plan you would likely pay well under $200 for the year and your teeth whitening would only cost about $29. Use something like http://truedentaldiscounts.com - That is your best bet.
2013-11-13 05:58:10 · answer #2 · answered by Arabella 2 · 0⤊ 0⤋
Private dental plans are a good option to save money on dental health.
2016-12-29 04:50:33 · answer #3 · answered by Ben Joseph 1 · 0⤊ 0⤋
I needed a 4 cavities filled in Oct of 2005 (4 @ $185 each)
waited till I started my new job and got the dental insurance
In May 2006 - started using ToothSoap - finally got in to see the
dentist Jan 2007 - NO cavities! the stuff works
it re-enameled my teeth! - tell them Tom sent you!
maybe I will get a star!
the first one is more $ because you buy a book -
but they have specials to save you money
my first jar of 'shreds' was supposed to last 2 people 3 months
I have been using it since May of last year - and have 1/3 left
using it by myself
2007-03-05 20:30:07 · answer #4 · answered by tomkat1528 5 · 0⤊ 0⤋