If you are married and the husband is the main source of income with a great job and outstanding, perfect credit and the wife has credit that isn't as good, what will the realtor look at? Does he look at the person's credit who brings home the paycheck or his stay at home wife? Does her credit play any factor in this?
2007-03-05 12:26:40 · 4 answers · asked by Anonymous in Business & Finance ➔ Credit
They will always look at the person with the better credit, then use the combined income to approve. This happened with my husband and me, I have the better credit, they used my credit score with both incomes. That is, if you don't live in a commonwealth state they wont use both credit scores.
2007-03-05 12:33:33 · answer #1 · answered by dewdrop034 3 · 0⤊ 0⤋
It will have very effect for renting; a mortgage is a bit different. For your rental agent, he/she will look at your husband and get it approved.
The problem could be with your history because you may be the person managing the household's funds, not your husband. Consequently, your credit score or credit history may play a part long term decisions, a mortgage for example. .
Get some joint credit accounts and pay them on time! You'll maintain his good standing and improve your score.
2007-03-06 21:36:58 · answer #2 · answered by Chef dad 3 · 0⤊ 0⤋
once a couple is married their credit score is somewhat combined, but the realtor may only pull your husbands report
2007-03-05 20:35:05 · answer #3 · answered by Alfredo T 2 · 0⤊ 0⤋
not if her score is NOT PULLED
2007-03-05 20:29:40 · answer #4 · answered by golferwhoworks 7 · 0⤊ 0⤋