Can you consolidate private education loans?

Answer 1

Yes, but you should only consolidate your private educational loans with other private educational loans. Never combine your federal loans with your private loans in a consolidation. (Technically, only federal loans like Stafford and Perkins can be added to a Federal Consolidation Loan; any company that offers to add your private loans in is scamming you.)

Private loan debt is undoubtedly on the rise and has, in turn, created a growing need for private loan consolidation. Sallie Mae introduced a private loan consolidation product within the last year. I would encourage you to read up on the various companies that offer private student loan consolidation and pick one that you're comfortable working with long term. Among the reputable companies I've found who offer this service are...

Sallie Mae: http://salliemae.com/after_graduation/manage_your_loans/consolidate_student_loans/private.htm
Key Bank: https://www.key.com/html/H-1.39.b.html
Education Finance Partners: http://www.educationfinancepartners.com/loans_privateconsolidationloan.html
Wells Fargo: https://www.wellsfargo.com/student/repay/private_consolidation/?_requestid=13154
Nelnet: http://www.consolidation.nelnet.net/PvtDescription.asp

Answer 2

Yes.

I paid off my gf's college loans and she paid me back at %2.5 (the same rate I was getting from my bank.)

So she was able to consolidate her loans.

Answer 3

yes how i dont know