Yeah; first bank of the Loch Ness Monster.
Not happening
2007-03-05 07:30:17
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answer #1
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answered by wizjp 7
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Credit card with no interest rate?
You could be talking about several things. More than likely you're referring to 0% APR credit cards. These offers provide zero interest for a set period of time. You can get 0% on new purchases and / or balance transfers (usually between 6-12 months). To see a complete list, visit:
http://www.asapcreditcard.com/0-apr.html
You can save alot of money if you use 0% credit cards wisely! There's also no interest charges on 'charge cards'. These offers are paid in full each month, but offer you the chance to earn great rewards. American Express offers some excellent charge cards (ie: American Express® Preferred Rewards Green card or Gold card). You can find them here (at bottom):
http://www.asapcreditcard.com/american-express.html
Or, you could be referring to 'prepaid cards'. These offers operate on a pay-as-you-go basis. Not really a true 'credit card', but you pay no interest and can use them anywhere Visa or Mastercard are accepted. You can see a few examples here:
http://www.asapcreditcard.com/prepaid-cards.html
Hope this clears up any confusion and answers your question. GOOD LUCK!
2007-03-08 05:38:06
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answer #2
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answered by Anonymous
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Of course you can get a 0% APR credit card. It's only introductory, but you can get it for up to 15 payment cycles.
I know Bank of Omaha has a card, as does American Express. Just look up 0% APR credit cards.
After the 12-15 months, the card will have an interest rate around 20% though, so beware. And cash advances will likely have a high APR from the get-go.
Learn more at http://www.thetruthaboutcreditcards.com
2007-03-05 08:00:10
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answer #3
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answered by Todd S 3
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There are no credit cards that will give you 0 interest indefinitely. But yes, there will be plenty that will give you 0 interest during intro period which can last as much as 12 months.
So if you are looking for transfer balance and avail 0 percent, then there are many such credit cards available in the market. If you have good credit rating, then I'd suggest to go for low interest credit card. You may check http://www.apply-online-now.com and many other sites on the net to find right card that best suits you.
Hope this helps.
2007-03-05 07:47:23
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answer #4
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answered by Tintel 2
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Best bet is to get a card with a normal or even high interest rate, but a 30 day grace period, which is not uncommon. Then you have to make sure to pay off the bill every month, and there will be no interest. This, BTW, is what I do and it works fine.
YOu also should keep a low interest Credit Card for bigger purchases such as airplane tickets or kitchen appliances that you won't be able to pay off in amonth. Don't EVER put these purchases on the grace period card you pay off every month, or it tuins the plan.
2007-03-05 07:46:35
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answer #5
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answered by Anonymous
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Yes, they exist. Try bankrate.com to look for cards with 0% interest rate (I have NO financial or other interest in this company). Questions to ask, phone the credit card company: (1) How long does the 0% rate last? (Warning: the advertising may say 12 months, but your credit score may change it to 3 months or none at all). (2) What is the rate AFTER the 0% rate expires? (3) What is the balance transfer fee percentage? Does the balance transfer fee have a minimum or a maximum fee?
Please vote: did this help?
2007-03-05 07:49:36
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answer #6
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answered by VT 5
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Thats how they make their money, you can occasionally get a good temporary deal, but they want to show a profit so its not going to last forever. If you pay your bill in full by the date its due, your interest rate with be anywhere from a dollar to fifty cents, but you have to pay in full.
2007-03-05 07:46:26
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answer #7
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answered by justa 7
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capital one has a zero interest rate for the first 6 months.
2007-03-05 07:35:22
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answer #8
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answered by hischynadoll 3
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Yes
2015-10-13 18:34:18
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answer #9
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answered by Stacy 1
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Cash or debit card
2007-03-05 07:32:20
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answer #10
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answered by Anonymous
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