Where is the best place to get a loan from when you dont have great credit? Please Serious Answers Only..?

Question

Me and my fiance are in need of a loan, not a huge one but one for 3,000-4,000. I dont have good credit and his is average. We really need this loan and we were wondering if anyone knew of a place that gave loans to anyone with good credit or not good credit like us, I was also wondering if you have any advice for us about getting a loan, ex: different tactics that make it more likely or things like that. Any help will be appreciated. Thank you ..

Answer 1

A local finance company, but they will charge high interest but if you need a loan bad, thats where I would suggest.

Answer 2

This is how I got an equivalent to a loan when I really needed money and fast:

Try this: Borrow small amounts from people that trust you and of course would like to help you. Tell them the truth: you need 4000 and you're credit isn't pleasing! Tell them you wanted to know if you could count on them for some or all of the amount provided that you try your best to pay them back ASAP.

When you add up all the bits of money you get from them, you will see that you might even have more than your requirements at hand.

Hope that helps! It sure helped me!

Answer 3

I know of one site, prosper.com which allows anyone to get loans regardless of credit history. You will pay a premium, probably nearly 20% if your credit is terrible, but the loan is divided amongst everyday people, so they decide whether they want to lend to you or not.

I would recommend learning about credit as well. Check out:

http://www.thetruthaboutcreditcards.com

There is extensive information there to help you improve your credit score, order a free report, read your credit report, and more.

That is ultimately more important than getting the loan. Your financial future is at stake, so make sure you read up!

Answer 4

American General

Answer 5

i just saw this site on Today this morning. its call prosper.com. they can help you out