We are thinking of using a program from them to help reduce our debt. But we don't want to go into it blindly. If anyone has used them, please let us know your experience, good or bad, all pros and cons.
2007-03-05 05:25:12 · 2 answers · asked by starsidex2 1 in Business & Finance ➔ Credit
I have found on the net that there are a lot of things about fixing your credit you can buy some good some not. I started to use one of those companies that help with consolidation but, I bought these programs that have worked wonderfully. If you follow their easy instructions you will improve you credit and credit score. They even have the forms or letters you should use to send to the credit bureaus. I even bought some for my daughter who filed bankruptcy and she has improved her credit also. They teach you everything, how to increase your fico to reading your report and how to go about cleaning your report. I try to tell everyone about these programs because they are so good. I feel I have gotten my moneys worth buying them. The address is below.
2007-03-05 05:36:04 · answer #1 · answered by Anonymous · 0⤊ 2⤋
Are you looking for a debt settlement type of company? Just wanting better interest rates?
I bring this up because debt settlement and debt consolidation companies can be a scam, especially debt settlement companies. I cannot speak for all though.
If by chance you are looking to reduce interest rates and set up payments that fit into your budget, that'd be a debt management program. At either rate you'll want to research the company with the following in mind:
As for choosing an agency, look for one that is certified with the NFCC (National Foundation of Credit Counseling), certified to provide debt managment in your state, and a member of the Better Business Bureau).
Hopefully if they are registered with all three you should be ok.
I wish you the best.
2007-03-05 18:44:00 · answer #2 · answered by Ks62ladybugs 2 · 0⤊ 0⤋