after all..it is the credit companies that cause this problem in the first place!too easy to get credit!!
2007-03-04 19:48:56 · 15 answers · asked by Anonymous in Business & Finance ➔ Credit
These companies make it far too easy for people to get into debt and should be forced to take some responsibility..As for bailiffs breaking in ! I hadn't heard that one;They aren't allowed to enter premises without a warrant or an invitation..If they're allowed greater powers,we'll have any old body breaking in and blaming it on bailiffs..
2007-03-04 20:01:06 · answer #1 · answered by trish b 7 · 0⤊ 0⤋
Firstly, I don't blame the credit companies for individuals getting into debt - just because it is easy to get credit doesn't mean that you have to get it! I have debts and I know that it is my responsibility to keep these debts manageable.
However - I am concerned by the possibility that bailiffs could be able to force entry into peoples homes. The bailiff industry does not currently have adequate regulations to ensure that if this law is passed that the new powers will not be abused.
2007-03-04 20:15:24 · answer #2 · answered by Little Bo Peep 3 · 1⤊ 0⤋
They have some powers now ie i think if they gain peacefull access first time they can use reasonable force next time, it's open to abuse, if anyone has a few debts it's best to avoid the bailiff situation and get an IVA or see the CAB for advice to avoid it but yeah wow! it's an invasion of privacy and technically a crime just to sell a few odd items at maybe 20% of their true value, SHOCKING Forgot to say, credit card companies should be insured for bad debt too so why punish us so harshly? i keep getting credit card cheques with letters saying spend spend spend! and then raised limits, they want me to get into debt?
2007-03-04 20:06:01 · answer #3 · answered by just-dave 5 · 1⤊ 0⤋
They're trying to allow it as a last resort which I think is fair so long as the right safe guards are in place. For example, things could be tricky if a debtor was in a shared house and arrived home 1 day to find their co-tenants' belongings gone. I moved into a place 6 months ago and it looks like the previous tenants have racked up debt under my address. Fingers crossed such situations will be investigated before an address is broken into.
2007-03-04 19:56:19 · answer #4 · answered by 13rich02 2 · 4⤊ 0⤋
I think this is terrible what if they have a mistaken identity! At my old house a family down the road were using our address and my mum had to keep rining the bailiffs up saying they had the wrong address. Also my company keep getting letters for a company who went out of business 5 years ago.
2007-03-04 19:59:16 · answer #5 · answered by Anonymous · 2⤊ 0⤋
Bailiffs should not have the right to break in, full stop. If they're there to enforce a court ruling, get the police to gain entry. Why give these thugs the free license to break into homes and intimidate people?
2007-03-04 19:56:31 · answer #6 · answered by k² 6 · 1⤊ 0⤋
Take responsibility for your own actions. It is not the fault of credit companies. No one is compelled to use a card. What are you suggesting? That it is ok to use credit and not pay back and keep the goods. Get real!
2007-03-04 20:01:52 · answer #7 · answered by Tallboy 4 · 1⤊ 0⤋
Dont agree. No-one forces you to take credit. Pay your debts like everyone else.
2007-03-04 22:51:48 · answer #8 · answered by Anonymous · 0⤊ 0⤋
I agree: shocking! A true opportunity for abuse--perhaps something that will lead to a new debtors prison system.
2007-03-04 19:58:54 · answer #9 · answered by MJQ 4 · 0⤊ 0⤋
I agree. Noone should be allowed to break into your home really, unless the police have a search warrant, of course! other than that, why should they take your stuff?
2007-03-04 20:04:02 · answer #10 · answered by rose_merrick 7 · 0⤊ 1⤋