How to get financed for plastic surgery with bad credit?

Question

I want to have a breast augmentaion done but my credit is bad from my younger dumb years.

Please no answers that love what you have and plastic surgery is bad. This something I have been wanting for 10 years. Legit non-insulting suggestions PLEASE

Answer 1

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!

Answer 2

I'm not trying to be insulting here but if this is something you've wanted for 10 years, why haven't you been saving for it all this time rather then borrowing money now and paying interest for the next however many years it takes you to pay it off?

You would have to get a personal loan and that will be difficult with bad credit.

Pay off your debt. Make payments on time. That's the only way to raise your credit score.

Answer 3

It will cost you a lot more to finance it with bad credit, but it's not too hard to bring your credit score up fairly quickly if you're commited to it. Create a tight budget and whatever is leftover, use to pay off your debts, most recent ones first. Many collectors will offer settlements that you should take them up on. Debts older than seven years will not affect your credit score, and debts within the last seven years affect your credit score on a sliding scale, so that more recent debts ding you more than older ones. Just paying off the last 2-3 years worth of debt will bring your score up quite a bit, and what you save in interest will probably make up for it. Paying your current bills faster than required helps too, and making on time payments of more than the minimum will raise your credit score dramatically. Good luck.

Answer 4

Plastic surgery is fine, so no insulting answer here. Still, you need to rehabilitate your credit before you take on more debt, even if that debt is for something you feel is very important. Once you have your credit under control, and you have no debt, then you will be ready for the breast augmentation.

Answer 5

I am not trying to be insulting, but...bad credit is usually a result of poor decisions. If you haven't paid off your debt yet from your "younger dumb years," then I would suggest doing that, and breaking your cycle of poor decision making, before seeking out new ways of accumulating debt.

If you've paid all your past debt, you may want to try GE's Care Credit or Caital One.

Answer 6

I don't know what type of credit the company accepts, but check into the Care Credit Card. It is to be used for medical expenses.

Answer 7

Check this resource for this list of banks that specialized in giving loans to people with bad credit.
http://cashquery.com/personal.html
I got loan although I had really bad credit score.

Answer 8

So long as re-payments are honored you should be okay. Visit http://www.cheap-credit-cards.org for more information

Answer 9

There you go : http://simple-credit-cards-and-loans.com?=yh060307

Also take a look there, it may help you : http://index-go.com/improve-credit-score-get-out-of-debts-fast.asp


Good luck !