PLEASE HELP is 671 a good credit score?

Question

im 22 years old and want to rent an apartment for the first time I make 25,000 a year and plus ill have a roomate who is 20 years old with no credit and makes 18,000 a year what are the odds

Answer 1

you should know that Credit History is much more important than credit score. Often, the lack of credit history is equated with bad credit. You should be aware that your landlord will go through your credit report once you apply. Therefore you should polish your credit report. You can checkout http://www.howtoestablishgoodcredit.com/Credit_Articles/index.php
There are lots of articles there, related to your question, which you can find useful to boost your credit

Answer 2

671 is fine.

Make sure you never have any 30 day lates on anything reporting to credit.

Make sure you always pay rent on time.

Make sure you never have anything go to collections.

Dont ever fila bankruptcy and keep files of all your accounts for paper trails.

If a "small" bill is possibly going to collection and you dont think you owe it just pay it anyway and fight them later to recover your money instead of allowing them to harm your credit.

Keep your usage of available credit lines down to about 30% or lower and make your payments on tike. try to avoid excessive or multiple consecutive inquiries and keep your accounts open but not too many of them.

Just keep at what you are doing pretty well at and keep your credit balances down,,, what better judge of credit worthiness is there than someone who has a lot of "rope" ( think available credit) and doesnt use it?

Your prior rental history will have a lot to do with it. Steady eddie on job and no evictions you are probably ok if you have the deposit dough and all the rent required you know?

Answer 3

671 is an awesome credit score for your age. As long as you don't have any delinquent accounts on your credit report, or haven't declared bankruptcy you will probably get an apartment. It also depends on your salary which they will look into your employer, and how much you make. Having a roomie will help as well, even if they don't have a credit report, as long as they make an income, they will take that into consideration.

Answer 4

450-850 is the scale... and 671 isn't bad at all. it all depends on where you want to live also, better communities mean the landlord is looking for very finantially stable people.

Just start looking in the newspaper and going places, give the landlord the information they ask [even if its as personal as your SSN number] and you will be renting an apartment in no time.


GOOD LUCK

Answer 5

I think 671 credit is ok,and you both have had jobs for awhile its ok, and I think it depends on the monthly rent also and the landlord.

Answer 6

Not completely sure about this one

Answer 7

yes..its a good score

Answer 8

I was wondering much the same question

Answer 9

you should be ok
671 is above average

Congrats