does that mean they don't save at all and have zero savings?
My boyfriend always tells me it is almost impossible for him to save. He is in his 30's
2007-03-03 17:35:18 · 13 answers · asked by s 1 in Family & Relationships ➔ Singles & Dating
Not necessarily. He might have savings and/or a portfolio of stocks, etc. He just might find it hard to always save on a paycheck basis. He might have a set amount that goes straight into an account, etc. If you're concerned, just ask him. After all you say he said ...almost... almost does not mean never.
2007-03-03 17:45:23 · answer #1 · answered by T esira 4 · 0⤊ 0⤋
Yeah - I hate to say it, but that's a huge warning sign. If he's in his late 30's and is not making progress as far as his future (aka having an emergency fund that will hold you over at least 3 months if you cannot work... also... if he has no plans as far as what he's going to do for retirement) I would get very very suspicious. Especially if you ask him, and he does not want to talk about money as your boyfriend and thinks it is none of your business. It is not impossible to save. My husband and I make about $1400 a month, and though it is tight, we still manage to tithe (which is giving 10 percent of our income) and maintain a $2000 savings. This has really helped bail us out of some emergencies, where we would have had to take out loans otherwise, and be in massive debt. You guys need to sit down and talk about why he has no savings. Listen to some Dave Ramsey on the AM radio or check out his website. There are ways to do it, even though it might be hard for a while!
2007-03-04 01:43:40 · answer #2 · answered by Angie 4 · 0⤊ 0⤋
Each person lives to their means. Basically, he is comfortable in the lifestyle he is living. Until he feels he needs to save he wont. When he is ready he will.
Just wanted to add some more. I am the same way with my money. I make just under $6000 a month, and dont feel I have a need to save. Even if I got fired from my job today, I would be able to make what I do now, or more. And I would still have enough money for three months from the last pay check.
2007-03-04 01:45:19 · answer #3 · answered by jerod_gavel 3 · 0⤊ 0⤋
If he tells you that he finds it hard to save up then it's likely that he has few or very little savings. You could try helping your boyfriend with budgeting if you want him to save up a bit more for himself. Check out the things he can do away with.
2007-03-04 01:39:05 · answer #4 · answered by Andrea 6 · 1⤊ 0⤋
I think saving is hard because I like nice things. As long as he is paying his bills and moving up in life I don't think it's as issue until marriage is discussed.
2007-03-04 01:38:20 · answer #5 · answered by MJ 3 · 0⤊ 0⤋
That would tell me that he is too irresponsible and selfish to find a way to save. Not a good thing.
2007-03-04 01:42:14 · answer #6 · answered by littlechrismary 5 · 0⤊ 0⤋
If one doesn't save he will never be financially successful. The question to ask isn't whether it is hard to do but whether he does it. It doesn't matter much how much you save but whether you actually do it, regularly.
2007-03-04 01:42:56 · answer #7 · answered by stedyedy 5 · 0⤊ 0⤋
I am in my 40's and can't save, depends on the type of job you have and how many bills outwiegh your income
2007-03-04 01:42:08 · answer #8 · answered by kathleen h 2 · 0⤊ 0⤋
its so hard for me to save money im with him but im only 19... maybe ill change in the future though
2007-03-04 01:38:35 · answer #9 · answered by Lesha 1 · 0⤊ 0⤋
Bullshit! Get a second job - Never eat out - Eat beans/ top ramen!.. He CHOOSES to not make the choices necessary to save...PERIOD!
2007-03-04 01:38:28 · answer #10 · answered by Beth Owen 2 · 1⤊ 0⤋