GA insurance, got rear ended in NY.
2007-03-03 16:04:08 · 2 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
No, they won't for being out of state & in an accident. Besides that is a not at fault accident. Just for the sake of ease & time, you may want to report it to your company & let them subrogate against the at fault party's insurance. I would do this because of the distance between your home & the accident. The company may not be in your state & if you try to go through the other insurance, it may take a while before they can get an adjuster to your vehicle to look at it. They also have to do their own investigation before they pay - they have to get their insured's statement plus any witnesses, plus any police report, etc. If they can't get in touch with their insured (they may be on vacation for 2 weeks), that will delay your payment. If you go through your own insurance (you need to have collision coverage - if you don't you have no choice but to go to the other insurance), you will be out your deductible for a little while but, your car will be fixed & back on the road much quicker. When your company collects what they paid from the other insurance they will also collect your deductible which they will return to you.
2007-03-04 05:14:24 · answer #1 · answered by Sue 6 · 0⤊ 0⤋
Of course they won't drop you. Do you think Inusrance companies only cover you in your own state?
They can drop you for other reasons, but out-of-state accidents isn't one of them.
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2007-03-04 00:21:08 · answer #2 · answered by rob1963man 5 · 0⤊ 0⤋