Could any of the 3 kids(all adults) check the status of the claim? It is pushing 90 days since he said he filed the claim on their mother's group life policy. Why would it be taking so long and should someone else be checking?
2007-03-03 14:42:45 · 6 answers · asked by mpoole_67 1 in Business & Finance ➔ Insurance
I assume we're talking about a LIFE insurance policy here?
The executor of the estate, or the beneficiary, can check on the status of the claim. No one else has a legal right to that information.
Actually, if the oldest is the beneficiary, you have no way of knowing if the claim was actually paid out to them or not - it's private information between the executor, the beneficiary, and the insurance company.
2007-03-03 15:12:35 · answer #1 · answered by Anonymous 7 · 1⤊ 0⤋
First off, question. You say the oldests is the beneficiary? If that is accurate then only the oldest stands to benefit. So why would the other two have any interest at all?
Second, If you mean all three are beneficiaries, then any of you could have filed a claim.
Third, 90 days is not such a long time for a bureaucracy to work.
I should think that only the beneficiary has enough of an interest to check on the status of the claim.
Atty here, with substantial insurance claims background.
2007-03-03 22:47:05 · answer #2 · answered by William E 5 · 0⤊ 0⤋
This is a sticky situation. Recently (within the past 4 months) I had two people in my family pass away, & my husband & I are responsible for carrying out both of their wishes & probating their wills..... so I have a pretty good idea what you are going through.
I think that all three kids need to get together & discuss it, because although this is a very painful time & emotions are high, these things need to be taken care of. If you are one of those kids, I don't see why you wouldn't be able to at least try to check the status of the claim. The worst thing you will hear is that you are not allowed to receive the info. You won't get in trouble for trying.
At a time like this, everyone should try to help each other out. Maybe the older sibling is grief-stricken, or overwhelmed, & that's why they are having a hard time getting things done. It is a lot of responsibility to be executor, & there is a lot of work to be done.
I hope that this was helpful & good luck to you. I'm sorry to hear about the loss.
2007-03-03 22:56:43 · answer #3 · answered by mrauscher74 3 · 0⤊ 0⤋
Did the will list an executor? Usually the beneficiary is not the executor, but sometimes is if there was no will. If someone else is the executor, contact them immediately. There are statutes in some states.
If he is the sole beneficiary there is nothing you can do. But if there is more than one any of them can check the status. When my Dad passed me and my two brothers were beneficaries and we had a check within 3 weeks. Follow up if you are involved!
Good luck and sorry for your loss
2007-03-03 22:49:45 · answer #4 · answered by d f 3 · 0⤊ 0⤋
If ONE is the beneficiary then that ONE gets it ALL.....it has nothing to do with the other children...
Now if you mean Executor, then yes, someone should be checking...a lawyer...
Sometimes it can take up to 6 mnths to get money back from a claim...especially ins...they don't want to give up the money till they investigate.
2007-03-03 22:48:46 · answer #5 · answered by Chrys 7 · 0⤊ 0⤋
Ins. Companies are pretty particular on who they talk to... generally the beneficiary is the only one who they will answer questions from. If you're antsy about it... I'd get a power of attorney from the beneficiary and submit it to the insurance company.
2007-03-04 02:00:27 · answer #6 · answered by royalesse 1 · 0⤊ 0⤋