2007-03-03 14:27:25 · 5 answers · asked by smiles 1 in Business & Finance ➔ Credit
If you owe the money, you gotta pay up.
2007-03-03 14:30:32 · answer #1 · answered by Caroline N 2 · 0⤊ 0⤋
The creditor cannot garnishment your wages without a court judgment. if the court has entered a judgment, that means it has already ruled that you owe the money. If you fought the lawsuit and lost, you cannot dispute liability. Even if the creditor fraudulently obtained a default judgment, you still must still file a motion to set aside the default to have your day in court.
If you owe the money but want less money withheld from your paycheck, you need to check with a local attorney in the process of filing a claim of exemption. Every state that allows wage garnishments also has procedures to limit the amount of money withheld from your check if you need it to pay rent, etc.
2007-03-04 09:45:57 · answer #2 · answered by Carl 7 · 0⤊ 0⤋
My answer is based on a particular experience. Prior to a wage garnishment, a creditor usually issues a notice for a court hearing. You will have the chance to state your claim as to why you are unable to pay. The judge will then rule according to the findings. However, if it is the IRS, your wages will automatically be garnished. There is no need to take you to court. If you don't mind my asking, who is trying to garnish your wages?
2007-03-03 15:23:38 · answer #3 · answered by Missy 1 · 1⤊ 0⤋
You can try. I don't think so. Garnishment (or writ of garnishment) is done by court order.
2007-03-07 13:06:26 · answer #4 · answered by khill 2 · 0⤊ 0⤋
What is the debt for?
2007-03-03 14:34:04 · answer #5 · answered by Anonymous · 0⤊ 0⤋