I never had a credit card, so I need help. I am thinking about getting one to built credit history.
2007-03-03 13:28:12 · 7 answers · asked by Curious 1 in Business & Finance ➔ Credit
Advanta Business credit cards offer 0% Intro and as low as 7.99% APR. Choose Between the Platinum Business Card, Advanta Life-of-Balance Platinum and the Advanta Platinum with Rewards.
you can get a best low apr credit card according to yuor credit at: http://www.lowest-apr-cards.com/news/search,Advanta
2007-03-05 17:45:57 · answer #1 · answered by lacy k 2 · 0⤊ 0⤋
Do not rush
Take the time and go to the library and ask for book that teach you how credit works and how to build a good crediit.
If you are young you may be able to have a" very good credit "buy the time you are 30.
Do not go for those people that say can help you to build you credit fast. Thast is not true.
Good credit is a process that takes time and you should not pay money to anyone.
Because you have no history you probable have no chance of getting the 0% credicard right now.
Do not go applying for a lot cards at the same time. This kind of process will hurt your credit score.
Again read some books. You are going only to win by doing the reading.
Read as much you can .
Good luck
2007-03-03 13:40:46 · answer #2 · answered by Potato 5 · 0⤊ 0⤋
To find a 0% credit card quicker, start by searching online. There are innumerable websites that deal exclusively in aiding applicants search for the right credit cards.
To start your search, it is better to go to general credit card websites that have an option of searching through various credit card deals. Here you have a golden chance of finding a 0% credit card deal that matches your requirements. Look carefully at the fact whether the selected credit card is 0% or not, but also find out the duration of this 0% period, whether the 0% covers purchases, balance transfers or both, and the rate of interest applicable once the 0% period is over.
But nowadays 0% credit card deals are getting bit more convoluted. You can get them easily, but now most of them include hidden charges that counter the benefit of 0% credit card.
2007-03-03 17:22:08 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Lots of credit cards offer 0% APR. A good website for comparing credit cards and reading reviews about the best credit cards is www.creditcards.com.
2007-03-03 13:37:56 · answer #4 · answered by nljaquish 1 · 0⤊ 0⤋
the appropriate way could desire to be taking great thing approximately any pre-authorized will supply you get interior the mail. those will generally have very low introductory expenditures on stability transfers. interior the long-term the appropriate thank you to get a low APR card is to have great credit. If, by skill of twist of destiny, you're previous due on a value you will get hosed by skill of each and every mastercard enterprise that i'm responsive to. Get great credit and you will take your %. of lenders. bypass to the area below for greater credit advice.
2016-09-30 04:10:49 · answer #5 · answered by ? 4 · 0⤊ 0⤋
the one you have now lol. don't get one pay cash then it is yours. you can get a credit history in different was without getting a credit card. most people i know that have them end up it trouble in the end with them. if you want something so bad just put the money aside in a different acc.
2007-03-03 13:52:18 · answer #6 · answered by luckylovelee 2 · 0⤊ 0⤋
You can check out credit cards rates at www.bankrate.com.
2007-03-03 13:42:34 · answer #7 · answered by annazzz1966 6 · 0⤊ 0⤋