i have been charged £20 for going over my overdraft limit and £30 for which ever transaction sent me over. which charge can i claim back ?? totally confused
2007-03-03 05:59:03 · 5 answers · asked by lf2003 2 in Business & Finance ➔ Credit
The answer is you can claim both your charges if you are willing to fight for it. Banks earn a lot of revenue through these charges therefore naturally they are reluctant to refund any charges. However its your responsibility to look after your finances, therefore prevent any situations that could put you in situations of the nature you are in right now.This is how you should go about claiming the money.
Contact your bank., go to the nearest branch or telephone their head office or write to them.If that doesnt work inform them you will take it to the next level by complaining to the financial ombudsman, and MEAN IT. For further information go to http://www.financial-ombudsman.org.uk/
2007-03-03 06:14:51 · answer #1 · answered by Olderwiser 4 · 0⤊ 0⤋
Both actually if you are prepared to fight it. Its illegal for anyone or organisation to withdraw or take money from your account without your authorisation. the court will always ask the bank to refund your money. However the bank may afterwards legally send you a bill to pay the charges.
2007-03-03 06:12:48 · answer #2 · answered by Anonymous · 0⤊ 0⤋
you have had adequate credit on the day you made the charge, yet you went overdrawn whilst the money have been processed. which skill that presently after your food market trip, funds which you probably did no longer have went out of your economic corporation account. If the food market products have been charged on your economic corporation account the on the spot they have been made, you will have nonetheless long gone overdrawn day after today and been charged for an unauthorised overdraft.
2016-12-14 09:46:43 · answer #3 · answered by hergenroeder 4 · 0⤊ 0⤋
MAN, THEY RIP YOU OFF SOMETHING TERRIBLE. I WOULD PUT ON A SKI MASK AND GO IN THERE DURING CLOSING HOUR AND DEMAND MY MONEY!!!
2007-03-03 06:02:57 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Buddy we all are.
2007-03-03 06:02:30 · answer #5 · answered by riettebotha2 4 · 0⤊ 0⤋