ive been offered a loan from nigeria! what do you think?

Question

has anyone else been in this position? what was the out come? any one actualy get the loan or is it a scam to get your detail?

Answer 1

do nothing

Answer 2

I have got countless emails such as this and they are all variations of an age old scam! Like with the lottery emails, this is bogus and you won't ever receive any loan money, and the bottom line is that something will always come up in which you will need to send more money. You could allow these people to bleed you dry as they will ask and ask until you break ties with them. They are scamming you for your account information, I.D. (which they will steal), and your money.

There exists a certain form of immoral degenerate that trolls the internet searching for suckers who believe that they have gotten very lucky and won a lottery which they have never entered. They will probably entice you to send an advance fee to claim your non-existant winnings and if you do send this money, you can kiss it goodbye. The money will likely be en-route to Nigeria, a cesspool of fraud that has been the center of these types of fraud over the last few decades.

The best thing to do is to delete such emails immediately and to never reply to them. If you even reply, you risk having your email inbox flooded. If you call these people, expect to be harrassed over the phone at all hours of the night! In some cases, people who travel to claim their winnings in Nigeria are taken hostage, and in worse-case scenarios are killed when whoever is paying ransom payments exhausts their money supply. If anything online sounds to good to be true it always is buddy.

By the way, I have kind of become an anti-scam activists due to the fact that I have many friends who have had their identities and life savings stolen from them via these methods.

This is simply advance fee fraud (a prevalent type of fraud which continously asks for money to cover unforseen expenses) and is intended to drain your bank account, promising money that simply does not exist. Hopefully, this answers your question.

If you have any more questions, do a yahoo search on lottery scams, nigeria 419 scams, internet fraud, or advance fee fraud. You can also read more about this at www.secretservice.gov and www.419eater.com!

If you have lost money you should report it to the U.S. Secret Service at www.secretservice.gov

Now you know the basics of Advance Fee Fraud, a multi-million dollar industry that costs honest people their life savings everyday. Be happy you weren't duped by this scam!

I hope this is helpful, because I could sure use a best answer! I would appreciate it!

Answer 3

Don't know what country you are in but there have been tons of reports here in the U.S. about loan scams from Nigeria and a couple other countries now. I guess this is their new scheme.

No one here that tired to get a loan ever actually got one. After they have you send them a bunch of information about yourself (your identity) they then tell you you're approved and ask you for your bank account numbers so they can wire the money directly into your account.

Now they have enough personal information about you and your account number and the next thing you know, your bank account is empty.

The other variation is, they tell you you have to wire them (they like Western Union a lot) a security deposit. You wire it and you'll never hear from them again.

It's a scam. Don't do it and don't give them any information about yourself.

Answer 4

Scam Scam Scam

Answer 5

It's a scam. All those nigeria emails are scams. I get them all the time.

Answer 6

Nigeria seems to have aqquired a international reputation of being a nation of scams and conman and nothing else. They are going to have their work cut out to change this.

Answer 7

It is a scam to get your details. It has been going around for a while. delete the message and ignore

Answer 8

I think you're the first guy to get a loan offer. Most of the rest of us get offered inheritances from some victim of a plane crash/oil fire/train wreck.

It's a scam. Keep your mitts off.

Answer 9

Its a 100% scam. I'm sure they'll ask you to deposit a fee to kick-start the loan. Once you've made the payment they'll never connect with you anymore. Never ever trust any Nigerians. They are reputed as the world's tricksters.

Answer 10

WHAT EVER YOU DO,DO NOT TALK TO THAT GUY. he probably goes by the title of "Barrister" correct? And he"trusts you" Yes he tells you that you are the next of kin to a "multi mllion" dollar win/inheiritence that you were contacted by someone. DO NOT TALK TO HIM. I'm very sorry to say but you lost your money sending it to him.The loan is a fake. Believe me that he is horsesh@ting you.I was in your position and I lost 8thousand dollars to that fuking scam..after i researched it my mouth dropped.i was severely depressed..trust me my friend what ever your doing stop it! he is going to try to steal more money from you. He is additionally going to send you "Documents" such as (Change of Ownership,Deposit Slip, Payment Slip,Affidavit of Claim,and many more) very very very sorry to say but if you sent your money over to him you will NEVER see it again. THE BANK LOAN IS A LIE! Just stop talking to him and ignore his e-mail responses..HE IS STEALING FROM YOU! Additionally he has partners im sure it goes something like this guy contacted you told you,you were getting 15%+? of the money and to contact a company comply with them,then contact this "Barrister" character and send him money.(thats what happened to me) These scam artists work in groups..like they will "talk to the bank manager"? yeaa in fact they just give there partners numbers..and fake you some more..DO NOT SEND him any more money!!!!!!!! you are a victim of a 419 scam..

Answer 11

I was astonished by some of the answers in this question i am not from Nigeria but i do not believe that all Nigerian are scammer or con-men No! majority of them are very kind and good people also there is good businesses in Nigeria this is just a misconception