stay on your parents insurance wihtout being in school. Se i'm 20 and currently not in school but still on my parents insurance...is that to old and if the insurance company found out would my parents get in trouble?
2007-03-02 18:16:43 · 14 answers · asked by Anonymous in Business & Finance ➔ Insurance
21 so get ready to be on your own.
2007-03-02 18:19:59 · answer #1 · answered by Angel T 2 · 0⤊ 1⤋
Usually you can stay on your parents policy until the age of 19 unless you are a full time student then you can stay on until the age of 24.
If the insurance company finds out that you do not meet those requirements (and they typically will ask for some type of class schedule or other school documentation) then they will simply take you off of the plan as of the day that you stopped meeting those requirements (retroactively).
If you are young and healthy then you can probably find very cheap individual health insurance. Be sure and compare quotes online from at least 3 different insurance companies to find the best value.
2007-03-05 18:54:11 · answer #2 · answered by LMR 1 · 0⤊ 0⤋
I believe that you get one year when you get out of school. Unless you are disabled or in collage so being 20 you are probable not on their insurance but it should be something that the insurance company should have caught. There can also be special situations, your best bet is to call the insurance company to make sure it is straightened out because they might come back later on and say that your mom and dad owe them money for when you were sick and used the insurance.
2007-03-03 02:22:29 · answer #3 · answered by Answer-O-Matic 3 · 0⤊ 0⤋
They won't get in trouble, UNLESS they lied about your age - but you will lose the insurance immediately - if that's their contract. Some employers pick a rider to cover dependent children until age 21, regardless of whether or not they're in school. Most don't - and you generally get kicked off at 19 unless you're in school full-time.
2007-03-03 11:55:36 · answer #4 · answered by zippythejessi 7 · 0⤊ 0⤋
Different states have different limited. Call the company direct and find out. Just like this. I would like to know what is the maximum age for a kid to be on parents insurance, You don't have to tell who are you.
2007-03-03 02:22:55 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Review your parents policy, it's the insurance company or health maintenance organization that determines that. My mom's insurance didn't allow any child over 19, which is common, but it does vary from one company to another.
2007-03-03 02:23:23 · answer #6 · answered by Jeanne B 7 · 1⤊ 0⤋
I'm going to presume we're talking about health ins.
It really depends on the coverage your parents have. the company my husband works for extends coverage to the kids until 25 as long as they are students (9units or more per quarter).
If you're not a student and they find out... and they've been paying claims for you... the worse that could happen is that they would hold you parents responsible for the monies paid out on you.
get in school, get a job, or get your own coverage.... lol
time for grown up decisions.. the first one is to research you're folks coverage.
2007-03-06 20:24:58 · answer #7 · answered by larsgirl 4 · 0⤊ 0⤋
Health insurance? Car insurance? Whichever one it is, it will likely be decided by the policy.
2007-03-03 02:20:38 · answer #8 · answered by Lee 5 · 1⤊ 0⤋
It may depend on which state(or country) you are in. Here 18 is the limit unless in school.
No, I don't see how they could get in trouble unless the papers were falsified. Now, they may be able to refuse to pay if something should happen.
2007-03-03 02:19:17 · answer #9 · answered by Im Listening 5 · 1⤊ 0⤋
It varies company to company. If you're not in school full time, either high school or college, and you're not a minor, you're not eligible, most of the time.
2007-03-03 04:03:29 · answer #10 · answered by Anonymous 7 · 0⤊ 0⤋
I have my daughter on my policy and she's in her 40's.
2007-03-03 03:00:30 · answer #11 · answered by goaltender 4 · 0⤊ 0⤋