2007-03-02 14:03:57 · 13 answers · asked by mshaha 1 in Business & Finance ➔ Credit
Can they do what. All they did was send a offer in the mail. It's up to you to take them up on it.
2007-03-02 14:13:09 · answer #1 · answered by Anonymous · 0⤊ 1⤋
Credit card companies are out of control.
Your 11 year old is on a mailing list somewhere. It is only an offer for credit. Don't sign anything, I would put it in their return envelope with a huge note that this person is a minor and to remove from all mailing lists.
Good luck!
2007-03-02 14:18:06 · answer #2 · answered by starryeyednmo 2 · 0⤊ 1⤋
Immediately get your child's credit report from all 3 bureaus and put a credit gard on it against unauthorized use. Some noncustodial (and custodial) parents will use their child's SSN to get a credit card to buy all kinds of things after their own credit is screwed up. And the SSN can be obtained by an employee at the doctor's office, Medicaid office or a zillion other places. Sometimes the child doesn't find out until they apply to college that their credit has been ruined.
2007-03-02 14:21:37 · answer #3 · answered by Venita Peyton 6 · 1⤊ 1⤋
Have the 11 y/o send it in... play stupid....
Fukken CC companies make me sick! They have sculpted society to be in debt.
This would be funny... Get the card, use it, make all your payments on time... Build up the credit line for a year or two, then call some one like NBC Dateline, or 20/20...A 12-13 y/o with a 100k line of credit should make for a good story!
2007-03-03 18:19:43 · answer #4 · answered by and,or,nand,nor 6 · 0⤊ 0⤋
Hehe. Ive seen a three year old get approved for a 5,000 dollar credit line. You can do just about anything in todays world. But Im sure if you call them and tell them (and also tell the media..they love this kind of thing) that they just gave an 11 year old credit, they will fix that asap. They can do that, but anyone under the age of 14 cant actually bind themselves to any contract...so your kid could say up yours to chase if (s)he maxed out the card and didnt feel like paying.
2007-03-02 14:12:41 · answer #5 · answered by Adam 5 · 0⤊ 2⤋
I'm not sure if they can or not, but get this my father in law who passed away was offered a credit card 15yrs later after his death and it was sent to my house in a different state then where he died, i would call them and explain to them that they have sent your minor child a credit card and most times they will remove his name from the mailing list, if your wondering how he may have been put on their list, think have you ever ordered any magazines that have your sons name on them, this is the most common way that they get his name, best of luck to you
2007-03-02 14:15:45 · answer #6 · answered by Mrs. Worley 3 · 0⤊ 2⤋
Yes and sad to say your 11 year old can be a victim of Identity Theft
2007-03-02 14:31:50 · answer #7 · answered by sweettoni37 4 · 0⤊ 1⤋
i would check to make sure his social security number was not
compromised by a counterfeiter and is trying to use his number to set up bogus accounts, happens every day. then write the
company to opt out of further offers for credit right away.
2007-03-02 14:25:49 · answer #8 · answered by barrbou214 6 · 0⤊ 1⤋
Since they did it, obviously they can do it. However, if you or your child use the credit line, that is fraud and you can go to prison and face serious fines.
2007-03-03 03:56:40 · answer #9 · answered by nebula7693 4 · 0⤊ 0⤋
Did he apply?? I would check his credit report and see if anyone has been using his ss#
2007-03-06 06:34:21 · answer #10 · answered by *G* 3 · 0⤊ 0⤋