I am wanting to get a car loan. I have recently paid off a $5,000 loan and I have 3 credit cards with the total debt on them less than 30% of my total available credit all together. I have paid some credit card payments a day late at the most. will this hurt me getting a car loan?
2007-03-02 05:55:38 · 6 answers · asked by ambs 1 in Business & Finance ➔ Credit
It may make your interest rate a little higher. I think you'll be okay though. Since you're never more than 30 days late, creditors don't really mind.
2007-03-02 06:12:17 · answer #1 · answered by Carrie 3 · 0⤊ 0⤋
I think you will probably be fine. There are so many options out there for people with credit issues. And, paying credit card payments a day late will not affect your credit most likely. This site might have some helpful info. for you too. Good luck! http://loan.divinfo.com/
2007-03-02 16:11:23 · answer #2 · answered by Reenie 3 · 0⤊ 0⤋
Depending on the rest of your report it actually sounds like you will have no problem getting a car loan with a decent interest rate.
If you want to be sure, it might be good to pull your credit score. It will cost you around $15 each from each of the 3 credit agencies(TransUnion, Equifax, Experian). If you go to myfico you can get your actual FICO Score.
2007-03-02 14:21:33 · answer #3 · answered by OC1999 7 · 0⤊ 0⤋
Anyone can get a car long the problem is the intrest ( is very high )
IF u want low intrest, then you needto fix yor credit
I know a company that help me like 3 year ago
now my score is 810 ...
ther # is 516-837-7558
2007-03-02 14:46:57 · answer #4 · answered by Consulting 1 · 0⤊ 0⤋
You should be fine.
2007-03-02 14:16:47 · answer #5 · answered by ? 7 · 0⤊ 0⤋
no
2007-03-02 13:58:57 · answer #6 · answered by golferwhoworks 7 · 0⤊ 0⤋