My chapter 7 bankruptcy was finalized in May 2006. I had a cc with Bank of America that was discharged. I still have a checking and savings account with them, and would like to reestablish credit by applying for a secured cc. Is BofA likely to turn me down because I had an account discharged with them?
2007-03-02 05:07:51 · 4 answers · asked by countstars 2 in Business & Finance ➔ Credit
If someone found a legal way to avoid paying you money they owed you, would you lend them more?
Can't hurt to apply, but I'd bet you'll need to go with one of the off-lender cards for a first one "back"
2007-03-02 05:12:20 · answer #1 · answered by wizjp 7 · 0⤊ 0⤋
Since you have accounts with them now, I really don't see why they would not give you a secured card.
2007-03-02 06:19:54 · answer #2 · answered by ? 7 · 0⤊ 0⤋
I don,t know you can try but if they they had trouble with you paying in first place they will say no go to bad credit cards best of luck to you
2007-03-02 05:17:22 · answer #3 · answered by pattibcacl 6 · 0⤊ 0⤋
credit card companies love to give out secured credit lines.
There is no risk to them.
Go ahead and get a secured card. I don't see why any bank wouldn't give you one.
2007-03-02 05:37:10 · answer #4 · answered by vicarious_notion 3 · 0⤊ 1⤋