What happens if you..............?

Question

Have no health insurance and something terrible happens to you like a major injury or cancer or something? How do you get treated? Or do you even get treated?

Does anyone here work in a hospital billing department or with social services and could tell me. It's something I worry about constantly as there have been times when I've had no insurance. What about dental emergencies?

I live in Texas, in case that matters.

Thanks a whole bunch!

Answer 1

I would think that if you got hurt and it was an emergency you would get the treatment that you needed. If you don't have insurance I would think that they would let you pay what you have at the moment and then bill you the rest; then you would make payments. They would probably only do something like this if it was a TRUE emergency.

Answer 2

i work in insurance.i work at a clinic. we have special payment plans and prices for people who don't have insurance. we don't expect someone who pays out of pocket to get it paid off soon, we give them time.
why don't you have insurance? have you checked with your local family services to get medical assistance?? or if you could afford more, you can get a private plan from BCBS, but it would depend on # of children, etc. i would definitely check into getting ins somewhere so if something does happen, you're covered. if something happend to you in an emegency, the doctors would have to treat you if it was an emergency, the only thing with that is you'll be paying a lot more in the long run. good luck and be safe!