If I drive my friend's car with her permission, and I get an accident, will her policy cover me? If so, after the insurance pays for the damages, will the companany come after me for the money that it pay for the damges?
2007-03-01 15:41:44 · 9 answers · asked by patty 1 in Cars & Transportation ➔ Insurance & Registration
Insurance follows the vehicle, not the driver. It would be best to have your girlfriend call her insurance agent and ask as so many policies are different. Don't go to Yahoo questions and get a bunch of answers that could be wrong, call the agent
2007-03-02 01:47:11 · answer #1 · answered by blb 5 · 0⤊ 1⤋
Which country are you from? In Singapore, car insurance cover the damages and driver even third parties (such as passengers). The insurance company can't come after you for the damages.
2007-03-01 17:12:50 · answer #2 · answered by Tan D 7 · 0⤊ 0⤋
She needs to call and ask her insurance company. Many policies include someone else who occassionally uses the vehicle, but you sometimes have to pay a little extra for it. Just have her call and pose the question to them, and if it doesn't cover you, have her ask how much it would be to add that to her policy.
2007-03-01 15:45:31 · answer #3 · answered by Wildernessguy 4 · 0⤊ 0⤋
Most likely it does cover you while you are driving it as you aren't a member of her household, BUT if you have an auto, and have full coverage on it. They will go after your insurance company and want them to pay for your accident.
Note; I almost forget if you are under 25 you might not be covered. Have her check with her insurance company
2007-03-01 15:47:44 · answer #4 · answered by ffperki 6 · 0⤊ 1⤋
An insurance policy follows the driver, not the car. If you drive and you don't have insurance, you are an uninsured driver. You and your friend both could be sued and her insurance company may not cover the loss.
2007-03-01 15:48:45 · answer #5 · answered by Anonymous · 0⤊ 3⤋
No, they won't come after you, if you are involved in a wreck, it will be considered uninsured, you could be sued by the people you wreck with. Your friend's policy would have to list you as a driver, or if you reside together, an exclusion would be necessary if she didn't want you to drive her vehicle.
2007-03-01 17:05:46 · answer #6 · answered by fisherwoman 6 · 0⤊ 2⤋
You have to return the car in the same condition it was in when you borrowed. Otherwise, you are liable for any damages.
2007-03-01 15:45:54 · answer #7 · answered by notyou311 7 · 0⤊ 2⤋
depends on her policy, read the policy, its all in the policy
2007-03-01 15:44:11 · answer #8 · answered by Anonymous · 0⤊ 0⤋
You need to have your own insurance, her insurance will not cover you.
2007-03-01 15:52:29 · answer #9 · answered by Anonymous · 0⤊ 3⤋