can you get one online?
2007-03-01 10:23:38 · 10 answers · asked by natalie 1 in Business & Finance ➔ Credit
Take Colleen's advice and clean up your credit first. Get your credit report and make sure any false items are removed. Best to get a secured credit card if you have had difficulty getting a regular credit card. Would suggest the Orchard Bank Mastercard.
2007-03-01 10:33:50 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Go to your bank & ask to get a secured credit card. Or get a credit card that is for people with bad credit. The finance charges will be high, but if you pay in a timely manner it's worth it. You can also go to your bank & ask for a secured loan for x $ & over 1 yr duration. Then you make the payments on time & you will have a start on good credit by showing that you can make timely payments.
+ don't sign up for every credit card out there. Too many credit cards count against you. Keep a credit card for a long time, it looks good. Have a primary banking & checking account that you keep for years, it also looks good.
With credit, time matters. The longer you keep accounts in good standing = the better your credit. So any type of financial transaction you do that involves payments will show up on your credit report. That includes utilities & education loans.
2007-03-01 18:36:06 · answer #2 · answered by low_on_ram 6 · 0⤊ 0⤋
You can repair your credit card easily:
Step-by-Step Credit Repair Guide: Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit
report clean. If there are any errors in the report, undertake credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognizes and protects your rights, it is your duty to remove any anomalies in ...........
2007-03-02 07:26:19 · answer #3 · answered by hendy h 2 · 0⤊ 0⤋
I suggest you clean up your credit first. The only credit cards they give to those with bad credit are high interest rate credit cards that will sink you even deeper into debt.
2007-03-01 18:27:43 · answer #4 · answered by Anonymous · 0⤊ 0⤋
If you have bad credit, the LAST thing you need is MORE debt. Even with GOOD credit, more debt is not a good plan. Clean up your debts and keep your money. Then you won't need credit.
2007-03-01 18:55:57 · answer #5 · answered by STEVEN F 7 · 0⤊ 0⤋
I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you.
2007-03-01 18:45:47 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Visit http://www.cheap-credit-cards.org for to apply online for bad credit credit cards.
There's also info on how to fix your credit yourself.
All the best
2007-03-02 12:19:37 · answer #7 · answered by Anonymous · 0⤊ 0⤋
www.orchardbank.com
They specialize in helping people to rebuild credit. You will probably only get a card with a limit of $300.00 but they do periodic limit increase reviews.
2007-03-02 14:01:40 · answer #8 · answered by sem3578 2 · 0⤊ 0⤋
There are many choices available to help you rebuild / repair your credit. To see a complete list of options, visit:
http://www.asapcreditcard.com/unsecured-offers.html
GOOD LUCK!
2007-03-02 01:32:43 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Look U can alwas fix ur gredit
call 516-837-7558
2007-03-02 16:09:45 · answer #10 · answered by Consulting 1 · 0⤊ 0⤋