2007-03-01 06:10:08 · 7 answers · asked by TheKid 3 in Business & Finance ➔ Credit
If you did not demand that they delete after receiving your payment, your scores will go up just as fast as they would have had you not paid.
A paid negative is just as bad as an unpaid negative.
If you did not demand deletion, you might write and request that they delete but you no longer have any leverage for them to do that.
If they are reporting inaccurately, you might file disputes with the credit bureaus and see if you can get them off that way.
If they are reporting accurately, you are pretty much at their mercy for deletion.
sorry
2007-03-02 00:10:29 · answer #1 · answered by echo 7 · 0⤊ 0⤋
Your score will go up a little bit in six months and continue to go up each month. After two years from when you paid the delinquencies they will no longer affect on your credit score.
I noticed that some answerers said that the creditors will remove the item within 3 months of you paying. This is not true. Negative items, whether satisfied or not, remain on your report for 7 years and affect your score for 2 years. If you brokered a deal with creditors to remove the items from your report in exchange for you paying it of, they MAY remove the items, but they really don't have to.
2007-03-01 19:42:53 · answer #2 · answered by Anonymous · 0⤊ 0⤋
As a general rule it takes at least 3 months to clear this up on your credit report. You should keep all proof of what you have paid and follow up on your credit report in about 3 months. If it isn't off by then you can call the creditor and ask them to remove it. You may need to show your proof to them. In the meantime if you are trying to get a loan, like for a car, take your proof with you to the dealer and they can work with that to lower your interest rate.
2007-03-01 14:23:38 · answer #3 · answered by sweet sue 6 · 0⤊ 0⤋
It depends on how bad you were. Your history stays on the report for 7 years. Within a few months though, your updated balances should be reflected.
2007-03-01 14:13:32 · answer #4 · answered by ropman1 4 · 0⤊ 0⤋
Just because you got them paid doesnt mean everything is fine. I would suggest you buy the programs Coming Back Strong Financially they will tell you what to do. I have them and they have helped me. they are worth every penny I paid for them.
2007-03-01 14:17:44 · answer #5 · answered by Anonymous · 0⤊ 0⤋
It depends on **if** the creditors report it or not.. sometimes you ahve to call them and see when your CR will be updated...once reported your score should go up slightly...
2007-03-01 14:14:41 · answer #6 · answered by *G* 3 · 0⤊ 0⤋
it should go up the next month. and every month after that
2007-03-01 14:14:04 · answer #7 · answered by Shelly t 6 · 0⤊ 0⤋