my dad has a range rover sport, 55 plate, 4.2 litre engine, i was wondering whether or not i would be able to get insured on it - as a named driver (not insured as owner of car)?
im 20 years old, had my licence for about 2 & a half years, clean i.e. no accidents. i know to be insured would be really expensive, but i was just wondering whether it was actually possible. if it isnt, is there any alternative getting insured whatever the price. if so could someone tell me the type of companies that would allow me to be insured. thanks.
2007-03-01 02:59:34 · 12 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
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2007-03-01 03:16:46 · update #1
Yes i do live in the household, i am currently a named driver on a renault clio 1.4 with no accidents, no points etc.
i just wondered if i could get insured on the range rover. i know most companies would not allow it, but if someone could recommend a company that could?
and also, what kind of price are you talking? given that my dad owns the car and is the primary driver (mum is named driver) how much roughly would me being made a named driver add to the insurance policy?
the reason my parents are allowing me is because its either that or to buy me a new car (which i would probaly spend £10,000-12,500 on) but i would prefer to drive the range rover.
2007-03-01 03:20:02 · update #2
You will get insurance, but it will be expensive as the car is group 20 insurance category.
2007-03-01 03:06:37 · answer #1 · answered by psychoticgenius 6 · 0⤊ 0⤋
A bit spoiled, are we? Your parents can put you on as a driver of the Range Rover, the question should be, why don't you pay to be put on the insurance, it will be high because you are single and male, and under 25. It's not your parents responsibility to purchase a car for you, why can't you drive what you currently have? So, do you think you will just be a stud muffin in the Range Rover? Do you know that a good many people could care less what you spend your money on, or what you look like in the Rover? You will look like a kid that borrowed mommy and daddy's car.
2007-03-01 04:46:29 · answer #2 · answered by fisherwoman 6 · 1⤊ 1⤋
Go to Aquote, there is usually 2 companies on there that will insure you for anything - I've tried getting insured on a subaru impreza STI version with all the turbos and everything and me being 19 with a clean license, not many people would consider it, but 2 companies on Aquote will insure you - Will cost a fortune but they will do it - Can't remember the name of the company's names now, but YES IT IS POSSIBLE
2007-03-01 05:04:17 · answer #3 · answered by Alex 5 · 0⤊ 0⤋
If you are still living in the household, most insurance companies will write this type of business. If he has an insurance policy on it, I would take with his insurance company or agent and see if you can be added to his policy. If you do not live in the house hold, I recommend talking with an Independant Agent that can write policies with multiple companies. The agent will be able to direct you to the best company.
2007-03-01 03:09:31 · answer #4 · answered by greid13 2 · 0⤊ 0⤋
Yes you can be insured as a named driver but your personal excess will be higher than the other drivers. For example if the usual excess is £100 then yours could be £500.
2007-03-01 04:06:34 · answer #5 · answered by ANF 7 · 0⤊ 0⤋
Im 28 and no points and i had enough trouble getting insurance for my X5, i had to get my partner as main driver and me named and its my car! You will find a company but it will probably cost you thousands.
2007-03-01 03:13:53 · answer #6 · answered by rose 3 · 0⤊ 0⤋
as someone under 25, even getting added for a more power vehicle, could cost you, or your dad an a fortune.
might be cheaper to find a small, older car, with a low power engine. ask about
2007-03-01 03:06:47 · answer #7 · answered by steven m 7 · 0⤊ 0⤋
Try confused .com but as the insurance is in your fathers name it will him that will need to do it unless you can answer the various questions .,Or ask existing insurance co.your best bet is to lower yourself to drive a cheaper car like the rest of us plebs
2007-03-01 03:28:28 · answer #8 · answered by speyhawkzamek 4 · 0⤊ 0⤋
didn,t know they had a 4.2 sporet dude, but yeah, you CAN get insurance for any car,(at a price) any car mag has specialized insurers, regards,
2007-03-01 03:05:44 · answer #9 · answered by Anonymous · 0⤊ 0⤋
you can be insured, but expect the rate to be almost double what mum pays now.
2007-03-01 04:18:34 · answer #10 · answered by torqueymonster 3 · 0⤊ 0⤋