2007-03-01 02:26:00 · 4 answers · asked by ziggy_brat 6 in Cars & Transportation ➔ Insurance & Registration
It does depend on the insurance company, it depends on if it is a 1st or 3rd party payment, but it also depends on if the vehicle has a lienholder.
Normally, if there's no lienholder the insurance will leave it up to you to decide. If it's a 1st party claim, they'll issue it to you. If it's a 3rd party claim you'll have to sign a property damage release in exchange for the check (if you're not getting the repairs made).
If it's 3rd party and you're repairing the car the check will be sent to the shop, or given to you but payable to the shop.
If there's a lienholder on it and it's a 1st party claim, the check is payable to you & the shop, or sent straight to the shop. You can not do a cash out if you have a lienholder.
2007-03-01 16:31:02 · answer #1 · answered by bundysmom 6 · 0⤊ 0⤋
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2016-08-30 12:51:18 · answer #2 · answered by ? 3 · 0⤊ 0⤋
In the UK, the insurers usually pay the repairers direct. I would imagine it's the same in the States (I guess you're there from the spelling), as the repairers are actually working for the insurers, not you.
2007-03-01 03:51:20 · answer #3 · answered by champer 7 · 0⤊ 0⤋
It really depends on the insurance company. Some will send it to you and some will send it to the shop. Even when they send it to you, some companies make the check out to you AND the shop.
2007-03-01 02:30:07 · answer #4 · answered by carseattech 3 · 1⤊ 0⤋