Auto insurance without driver license?

Question

Does anyone know of any insurance company operating in TEXAS that provides minimum liability insurance to drivers without a driver license? This includes a driver license from any US state, territory or other country.

Before I get the ignorant answers about how no company does this, I know that some have and still may, and I know the rates would be very high.

I am not the person needing insurance in this question. I have a car and a license.

Yes, auto. insurance companies insure property. However they also insure DRIVERS when it comes to liability insurance. Someone can have liability insurance without even listing a vehicle.

Answer 1

i know that many insurance companies insure cars and people with a drivers license from other states and in fact here in san diego there are a lot of insurance places that provide that service to those with mexican driver's licence, i know they do this here because we border with mexico but you might want to check around and ask those small independent insurance companies (considering texas border with mexico as well) just don't go with the big guys they won't do it!!!

Answer 2

You would insure the vehicle with the coverages you want in your name and add at least one licensed driver. I insure an older lady who gave up her license, she still owns the vehicle and has her assistants drive her around. I listed the regular operators of the vehicle on the policy (there are 3 of them I believe) even though they do not live with her. The rate will be based on the vehicle and the use of the vehicle plus the sex, age and driving record of the driver listed.

Answer 3

Yes, since vehicles are insured, not persons, they would gladly insure your car, and list you as restricted from driving it. So you could have a vehicle, fully covered, for your friends to drive you around with your permission. If you were caught driving, since you are excluded, you would not be covered.

Answer 4

when i went to get my licence all i had to have was a family member's car with insurance that went along with it.. or even a friend's car.. as long as that person comes to the dmv with you i think u can get it.. im almost positive.. cuz u have to take the test again so u would have to have a car with u.. an dhow would u get there if u dont have a licence?? some one had to drive u to the dmv .. so take a friend or family member.. and make sure they have insirance and registration and take ur test,.. im almost positive that will work

Answer 5

NO ONE in any state is going to insure and unlicensed driver. They will insure vehicles but not unlicensed drivers. Good Luck....

Answer 6

You can insure the car (collision, comprehensive) but you can't insure yourself for liability.

And if you're so sure such companies exist, why not do the search yourself?

Answer 7

Interesting, I was wondering the same thing myself

Answer 8

I might suggest one to try this web page where you can compare rates from the best companies: http://INSURECOMPAREQUOTES.US/index.html?src=1YAegf8pvM06fnM

RE :Auto insurance without driver license?
Does anyone know of any insurance company operating in TEXAS that provides minimum liability insurance to drivers without a driver license? This includes a driver license from any US state, territory or other country.

Before I get the ignorant answers about how no company does this, I know that some have and still may, and I know the rates would be very high.
Update: I am not the person needing insurance in this question. I have a car and a license.

Yes, auto. insurance companies insure property. However they also insure DRIVERS when it comes to liability insurance. Someone can have liability insurance without even listing a vehicle.
Follow