After complete the traffic school, somehow the DMV-California did not dismiss my ticket. Until my insurance renewal coming up, they notified me of this ticket, I immediately sent the correction form to DMV to correct this and also sent a clarification to my insurance to explain this matter. My question is does my insurance can take this misshape by DMV to raise my premiums?
2007-02-28 12:21:45 · 11 answers · asked by avstart1k100 1 in Cars & Transportation ➔ Insurance & Registration
Actually I want to know that while waiting for my correct records updated by DMV, usually about 4-6 weeks, it also the time my renewal will due. Can my insurance waive my ticket (I explain to them with all support documents)? Also my record is just one point in last 20 years. Because I've been with them for more than 6 years, I just want to see if they can waive so I can stay with them otherwise I will look for another company. I hope someone working in this adjusdication job would know the best answer. Thank you all.
2007-02-28 17:23:19 · update #1
Insurance companies look at your driving history in the last 3 years (sometimes 5 yrs and definitely 5 years for any MAJOR incident such as DWI, driving without insurance, excessive speeding, etc). You weren't clear, will the DMV credit you points or actually delete the ticket from your record? If they only credit you points, these are DMV points & have nothing to do with insurance surcharges. Insurance will surcharge for the actual ticket, not how many DMV points show for the ticket. So, if the ticket still shows, your policy will likely increase for 3 yrs. If the ticket is DELETED, call the DMV, find out when it will be deleted, wait a few weeks (sometimes the "paperwork" takes a while) & call the insurance to pull another motor vehicle report (MVR) on you. If your record shows clean, then the insurance will go back to what it was before. They should credit you all the way back to the date they added the surcharge.
2007-03-01 01:09:50 · answer #1 · answered by Sue 6 · 0⤊ 0⤋
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RE :Insurance and driving records?
After complete the traffic school, somehow the DMV-California did not dismiss my ticket. Until my insurance renewal coming up, they notified me of this ticket, I immediately sent the correction form to DMV to correct this and also sent a clarification to my insurance to explain this matter. My question is does my insurance can take this misshape by DMV to raise my premiums?
Update: Actually I want to know that while waiting for my correct records updated by DMV, usually about 4-6 weeks, it also the time my renewal will due. Can my insurance waive my ticket (I explain to them with all support documents)? Also my record is just one point in last 20 years. Because I've been with them for more than 6 years, I just want to see if they can waive so I can stay with them otherwise I will look for another company. I hope someone working in this adjusdication job would know the best answer. Thank you all.
Follow 10 answers
2016-11-26 17:08:05 · answer #2 · answered by ? 6 · 0⤊ 0⤋
As an insurance agent, I can tell you that your premium is based in part on your driving record from your CLUE report, which is nationwide. If something shows up there, your rate will be affected. If it comes about that it was a mistake, your premium will probably not go back down where it's supposed to be until your policy renews. A mistake on your CLUE report can take quite awhile to be fixed.
2007-02-28 13:13:28 · answer #3 · answered by younggrandma 3 · 0⤊ 0⤋
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RE Insurance and driving records?
After complete the traffic school, somehow the DMV-California did not dismiss my ticket. Until my insurance renewal coming up, they notified me of this ticket, I immediately sent the correction form to DMV to correct this and also sent a clarification to my insurance to explain this matter. My question is does my insurance can take this misshape by DMV to raise my premiums?
2014-09-08 20:29:41 · answer #4 · answered by Vivyanne 1 · 0⤊ 0⤋
With this ticket-on your record-yes your insurance company can raise your insurance rates. If the ticket is removed from your DMV record, it shouldn't cause your insurance premiums to go up. Take care.
2007-02-28 13:10:58 · answer #5 · answered by SAK 6 · 0⤊ 0⤋
Get insurance quotes
2014-11-12 23:57:05 · answer #6 · answered by ? 1 · 0⤊ 0⤋
A quote is in basic terms an estimate. They base the quote on the information you gave them. whilst they underwrite and difficulty the coverage, they're going to pull your MVR as part of that. whilst they pull your MVR they're going to discover the cost tag and you will acquire a bill that consists of the rushing cost tag. All mendacity does is supply you a quote that may no longer precise. A quote that often is meaningless. A quote is in basic terms an estimate based on the information you presented. once you lie, all you get is a valueless estimate of the cost.
2016-11-26 21:08:22 · answer #7 · answered by Anonymous · 0⤊ 0⤋
YES they can as they receive their information on your driving record from the DMV. It is up to you to make sure your driving record is accurate.
2007-02-28 17:11:15 · answer #8 · answered by bundysmom 6 · 0⤊ 0⤋
The insurance company will use the info provided by the DMV and adjust their rates accordingly.
2007-02-28 12:29:59 · answer #9 · answered by Renee C 4 · 0⤊ 0⤋
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2016-03-22 08:58:50 · answer #10 · answered by Aeriell 3 · 0⤊ 0⤋