What is the best way to new car at a low cost price?

Question

1.What is the best way to buy a new car at a very cheap price?
2.How can i save on car insurance?
Please,if possible provide answer to the question above with a website reference/link.
Thanks
Chucks
www.LD.net/mactemchucks

Answer 1

Well theft would insure the lowest price... However, when you figure in attourney's fees, jail time... loss of future income due to being convicted of a felony...

The second best way would be to do research on the actual dealer's COST of the car, and figure out what model you want with what options, and figure a reasonable profit for the car (you can usually get a dealer to make about $500-$1000 on a car if you act like you know what you are doing, instead of the more typical 8-10% that they will make). This only works for cars that are not in high demand. If there are a lot of buyers and a limited supply, you will pay at least sticker price...

so:
1. Pick a good car that is widely available
2. Know exactly what options you want, and don't buy things you don't want, as it inflates the price.
3. Know the dealer's cost off of cars.com or yahoo cars or other websites.
4. Negotiate a fair profit for the dealer.
5. Don't lease.
6. Don't talk payments/interest rate until you agree upon the price.
7. Don't let them do things like "rustproofing" and "stain protection" They don't work and they charge hundreds of dollars for a few minutes of spraying things out of a can.
8. Be pleasant but firm, and feel free to terminate the conversation if you do not think that they are playing fair with you.

Good luck, and good hunting...

Answer 2

First...Never listen to the sales person...The rebates will not end tomorrow. Shop around, make sure you talk to as many sales people as you can. Never chose a car, or appear to chose a car based on emotional or brand preference. After meeting as many sales people as possible, chose the one that seems to need the sale. A family man, that isn't dressed as well as the others might be a good choice. When you haggle, make sure to leave the first day. If you chose that car, than make sure you have his offer in writing and return the next day...With your own, lower offer. The price you pay for a car is completely up to you. Dodge and Chevy are both going threw tough times in car sales, Not trucks though.
Remember, a used Toyota will last much longer than a new ford, dodge or Chevy. So keep your options open. Another aspect of an inexpensive car, is the cost of the car in the long term. For this reason, I would suggest a serious look at Toyota. Honda's last forever, but their interiors tend to be well worn after 100,000 miles.
As for insurance, I would call Gieco, then call your local companies that offer low prices and high risk insurance, Tell them your gieco quote...after they give you there best price.
I have a perfect driving record, and found that the high risk agencies LOVE to get good drivers, And their rates are great.
Do not listen to the agents that offer better service. If you need them, you will need a lawyer anyways. No matter how good their sevice is. The bigger the company, the harder it is to get what you deserve. Dam lawyers.

Answer 3

1. Buying a car at a very cheap price is indigenous to the kind of car you're considering. The SMARTEST first thing to do, is to pick a vehicle that is not a hot seller! This automatically opens the door to possible savings, not only by being able to negotiate the price, but also in any specials they're having with low interest rates applied to those vehicles to make them sell faster.

Keep in mind that buying a hybrid will also qualify you to claim on your income tax.

2. Car insurance rates are not negotiable, however... there are some factors involved to price you. Your driving record, obviously, is one way.

There are a couple of things you can do to save on car insurance:

a) Having Lo-Jack on your vehicle will earn you a discount. How much? Your insurance company will tell you.

b) Car is garaged over night. This plays a part in the whole picture and does have browny points.

c) Companies like State Farm have multi-car discounts, and they also offer Life-Insurance policies (very cheap) that you can buy. When you buy that, AND car insurance you also get an additional discount from your policy.


Good Luck!

.

Answer 4

I can attempt to answer the first question. In order to know what is 'cheap' you have to know how much the dealer paid for the car. That is probably a best guess but I just purchased a 2007 model last week and found that consumer reports publishes this info and the small fee i paid gave me the info I needed to negociate my best price. I even walked out of 1 dealership because they refused to talk abou the numbers the way I wanted to talk abou the numbers.....the bottom line price

Answer 5

Lotts of cash for a huge down payment or perfect credit to get 0% interest. There is no way to avoid higher insurance costs, since you will be insuring a new vehicle and need full coverage. If you are under age 25 forget any discount offered on the insurance, as you are in that 'bracket' for higher costs. If you have 2 cars to insure or have a home to insure, most companies offer a discount based on that.

Answer 6

Buy it around the yr end, same time when a new model of certain car comes out. If a 2007 model release into the market, the 06 model in the warehouse will go into a clearance sale. And they are still brand new....
other ways... flirt with the salesperson/dealer...

Answer 7

1. Learn to haggle with the salesperson, walk out and leave your number if you don't like the deal.

2. I saved $300 by switching to GEICO (actually I didn't, but that commercial is ingrained in my head)

Answer 8

DRAG ONE BACK FROM MEXICO.Me and my Brother got a 2006 Chevvy 1500 Truck,brand new last summer.It cost us $7847 bucks and we spent 560 bucks on taxes.

Answer 9

buy a demo (saves you loads of money)
as for insurance your best bet is to be a good driver record and shop around

Answer 10

find a cheap car at one dealer ship and take that price to another and they will match that price