Can anyone name a private loans for independent students that are 18+, not married, and has no kids?

Question

It would be best if the loans can give at least $30,000, allows loans to be taken for undergraduate and graduate studies, and, if possible, does not require a cosigner.

Answer 1

Try Sallie Mae or Educaid.

Answer 2

Get off your a s s and research scholarships instead. It's more work to write the essays and such for a scholarship, but applying for "free" money is a lot better than staring down the barrel of loans. You have no idea how long it will take you to pay back even $10,000. Do everything you can to avoid that.

Answer 3

It's not too hard to find loans for 18+ single, independent students Finaid.org maintains a great list of private loan lenders, which you can view here: http://finaid.org/loans/privatestudentloans.phtml

Of the lenders on this list, I recommend the ones below:

Sallie Mae Signature Loan: http://www.salliemae.com/content/signature/index.html
Citibank CitiAssist Loan: http://studentloan.citibank.com/slcsite/fr_ccund.asp
Bank of America Private Loan: http://www.bankofamerica.com/studentbanking/index.cfm?template=stb_bac_loans

All of these loans enable you to borrow up to your educational costs (less any other financial aid you're receiving).

Other private loan lenders to consider include TERI, Access Group, Nellie Mae, MEFA, and Wells Fargo.

Answer 4

Student Loan Xpress is another one. Maximum loans will be determined by your credit score and your schools determiniation of cost of attendance and a cosigner is needed if you don't have good credit.

Answer 5

Sallie Mae.
Educaid.
Bank of America.
Chase.
Wells Fargo.
Wachovia.

There are plenty. I'd suggest checking with your own bank too since you might be able to get a better rate or no origination fee if you have been a member for a while.