i claimed bankruptcy a year and now i found a good deal on a motorcycle how can i finance i?

Question

I really dont want a co-singer. Does anyone know a good bank to goto?

Answer 1

I got reported for abuse the last time I answered like this, but...if you have to finance a bike then you can't afford a bike. That said, you can probably get the bike financed with a substantial down payment with a high risk lender like Capital One or Household. The interest will kill you, though. Might want to ask yourself how bad you really want that scooter. Also you have to ask yourself if payments had anything to bo with your bankruptcy, and did you learn anything from it.

I tell you this as a friend, who has been butt-f**ked by every bank there was until I finally got it. Use the 100% down plan. The bike will ride better.

Answer 2

Even if you can FIND financing, 25% interest rates may be waiting for you behind that closed door.

If you found that motorcycle at a dealership, chances are you'll get financed alright.... but heed the advice of the previous answerers; your rear end is going to be hurting (AGAIN).

.

Answer 3

Once gone through bankruptcy, you can't do it again for about 7 years. That counts in your favor.
Check outfits that finance vehicles even with bad credit (will cost more interest).
If buying from a dealer, they'll find you financing.

Answer 4

Would you loan money to someone who screwed you in the past? You'll be hard pressed to find a bank that will take another chance on you.... at least not until you build your credit back up by opening secured credit card accounts.