i and my husband are both employed give me a slash break up how we need to handle our expenditure and for saving ..we r living in chennai .. only both of us now ...
2007-02-26 20:03:15 · 7 answers · asked by tamanaahamed 3 in Family & Relationships ➔ Family
first write down all your necessary bills paid every month phone /elec/groceries/milk/etc/petrol/transportation etc
b very rigid include only essentials
now put tog the
salaries for the two of you
deduct the amount spent
keep the rest aside in a bank
if the total spent is more than yr salries than rethink abt essentials and cut costs wherever u can
this is a broad way to c it u will learn gradually as u go along
gud luk
2007-02-26 20:26:37 · answer #1 · answered by ng2003 2 · 0⤊ 0⤋
Hi,
You are in Chennai which means that the cost of living is less and hence more money in pocket.
May be you can try this:
For your household needs you take your salary, let your husband's salary be in bank which means you are saving the complete salary of your husband.
After 6 months or so, reverse the process - you save your salary and for household needs spent from your husband.
During this 6 months some money would have been saved in account (husband's salary), Isn't it? Take 85% of that money and put it in Fixed Deposit for 3 years or so. Rest 15% use it for buying something for your family.
I think you can continue this type of saving once every 6 months.
This would give an impression that both of you are saving and also spending for the family. Which will further strengthen the bond between you both.
2007-02-27 04:21:14 · answer #2 · answered by ? 6 · 0⤊ 0⤋
Start with some kitty in ur office worth Rs 1000/- p.m. Also u can open a recurring account in bank. Fix say 8,000/- for household expenditure p.m. and even try to save out from that.
2007-02-28 04:58:02 · answer #3 · answered by paruldeepak2002 1 · 0⤊ 0⤋
U can live on one salary, the lower salary and save the higher salary. U are young, and may be planning a family. There may be times when u maybe unemployed due to maternity or children problems. The future is important, so save for the future.
2007-02-27 23:58:22 · answer #4 · answered by wizard of the East 7 · 0⤊ 0⤋
Since you both are employed, it is high time you opened a savings account in a bank near you (joint account) and start saving for the rainy day.
2007-02-27 04:13:20 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Hi
firstly you must make one shedule then follow it ok have nice day
2007-02-27 04:07:49 · answer #6 · answered by naveen k 2 · 0⤊ 0⤋
how could i know yaar...
i am not married....
2007-02-27 04:48:27 · answer #7 · answered by Anonymous · 0⤊ 0⤋