2007-02-26 12:10:14 · 5 answers · asked by isabel_katherine 1 in Business & Finance ➔ Insurance
OK, first of all, it's going to depend on how close the house is to the water, your credit score, if you're living in it, how old the house is, and your claims history. If everything is PERFECT, the homeowners insurance part is going to cost about $5,000 a year. The wind part is going to cost another $4,000 a year, depending on how soon you buy it (Citizens is getting a 55% rate increase soon), and the flood is probably going to run you about $2500 a year.
The hard part is going to be finding someone willing to write it. There isn't exactly any competition in Florida for homeowners insurance.
2007-02-26 15:23:17 · answer #1 · answered by Anonymous 7 · 0⤊ 0⤋
Depends on a lot of factors. Here's a few that will come into play, depending on the company:
Location (proximity to fire dept. and hydrants)
Structure type (condo/single family/townhouse, etc.)
Construction type (masonry, frame, metal, etc.)
Claims history (3-5 years for both the owner and the home)
Credit history (almost every insurance company will use it)
Protective devices (alarm systems, deadbolts, etc.)
Oh, I could go on and on. But seriously... it's not as simple as how much coverage and a city.
2007-02-26 13:20:18 · answer #2 · answered by ISOintelligentlife 4 · 0⤊ 0⤋
Comparison-shop at the website below
2007-02-26 13:25:57 · answer #3 · answered by Alex K 2 · 0⤊ 0⤋
depends on the company.
2007-02-26 12:21:06 · answer #4 · answered by Modus Operandi 6 · 0⤊ 0⤋
check online
2007-02-27 06:46:20 · answer #5 · answered by ebuythismobile1 2 · 0⤊ 0⤋