My fiancé and I are getting married April 28th and we have run into some unexpected financial expenses. To make a long story short, we are about $1,500 short of what we need for the wedding. We both go to school and work, so we can’t pick up extra jobs and we have tried to take out a couple personal loans, but both times we were denied. We have no family or friends that can help us with the money either, we have already asked. Without the $1,500 (which is for food and officant fees) there will pretty much be no wedding. We have no clue what to do. Does anyone have any financial advice ( loans for people with no so great credit, or loan alternatives) Absolutely any significant advice will be helpful, we are at the end of our ropes here.
2007-02-26 09:28:31 · 9 answers · asked by Anonymous in Business & Finance ➔ Credit
We cant elope or call off the wedding - everything else is already paid for, if we did that we would be out about $6,000.
2007-02-26 09:48:14 · update #1
You can't work for or borrow the money, so here are some ideas:
Ask for an advance from your jobs.
Delay the honeymoon (if you were going to take one immediately).
Sell something (or many things) you no longer need.
Try opening a savings or checking account that will give you a cash bonus. Some places will give you one, and then will give both you and your fiance another one fi you "refer" him.
Try to reduce costs in other areas of the wedding, or in other areas of your life. Do you have to serve a full meal at the reception?
The officiant may be able to give you more time to pay their fee. They might not, but it is worth asking.
Pare down the guest list so you don't have to spend so much on food.
I know the wedding seems ultra-important, but the marriage is the important part. Impressing your friends or family with the wedding by incurring costs that will affect your marriage is not a good idea.
2007-02-26 09:39:20 · answer #1 · answered by soelo 5 · 0⤊ 1⤋
Why not have a civil ceremony or something very small with just your immediate nearest and dearest at most.
Eloping can be madly romantic!
THEN when you are more financially stable, do the deed in a bigger splashier fashion if you are so inclined.
The most important thing is you love each other and want to be
together. Don't let filthy lucre keep you from your joy! If you are already "at your wit's end" it is time to remember your values and why you want to be together. You love each other.
Nobody guarantees us a tomorrow. So get married and take care of the rest later. Borrowing and starting marital life under a debt is just not a great start, hon!
What people need to know is that credit card companies are like slave masters. Once you owe, you are theirs. Credit card debt is a euphemism for volunteer debt slavery. Write it down and don't forget. You'll thank me for it one day.
My mother used to tell me: "Unless it's an emergency, don't ever pay for something on a credit card that you can't afford to pay off entirely by the time the first billing statement arrives in the mail."
http://www.inspiration-for-singles.com/debt.html
Read about credit card slavery.
I advise that you get credit counseling. If you are planning to get married, if you belong to a church, many of them have marital counseling before the deed is done. More than much of that, marital financial counseling is a good idea to prevent falling into problems.
2007-02-26 09:36:47 · answer #2 · answered by Noor al Haqiqa 6 · 0⤊ 1⤋
You can't have a wedding if you can't afford one. However, you can both get married at the court house. Perhaps, you could also try to get married in Vegas for less than US$ 100, then enjoy your honeymoon vacation overthere.
Taking a loan just to get married is a really bad sign. You guys might want to visit a financial planner to help you organize your finances.
2007-02-26 09:38:38 · answer #3 · answered by Muga Wa Kabbz 5 · 2⤊ 1⤋
1
2017-02-16 19:20:03 · answer #4 · answered by kyle 4 · 0⤊ 0⤋
try to skip the food just try to make it a simple wedding cut out somthing you may not like it but that beats losing 6000 dollars
2007-02-26 09:56:15 · answer #5 · answered by dan m 6 · 0⤊ 0⤋
Elope to vegas. Get married for 49.95 + license fees.
2007-02-26 09:33:02 · answer #6 · answered by Anonymous · 1⤊ 1⤋
Time to elope... or start saving and wait until next year. What's the rush anyway??
2007-02-26 09:36:23 · answer #7 · answered by mJc 7 · 0⤊ 1⤋
Plan a smaller wedding - or wait until you each have REAL jobs and are out of school.
2007-02-26 09:36:33 · answer #8 · answered by Anonymous · 1⤊ 1⤋
Try the below website
2007-02-26 13:15:08 · answer #9 · answered by Anonymous · 1⤊ 1⤋