2007-02-26 07:00:34 · 11 answers · asked by sita t 1 in Business & Finance ➔ Insurance
What do you mean "join?"
Do you mean you buy a policy today? You had an accident last month and you want the insurance to cover it?
The answer is no, it is not covered if that is the question. They are not going to cover something that happened before you were insured.
2007-02-26 07:05:00 · answer #1 · answered by Faye H 6 · 2⤊ 0⤋
No - that would be insuring against an event which is CERTAIN and therefore is not insurable.
Also, if it's a motor policy (in the UK) then the insurer would be breaking FSA regulations since it there is a requirement to update the Motor Insurers' Database with any policy cover details and amendments within 5 days.
2007-03-01 08:26:14 · answer #2 · answered by q2bob 2 · 0⤊ 0⤋
No insurance can be back dated. It'll start the time you start it only. Unless there's records eg police or you told another insurer of it, there's nothing to stop you saying you came out to find someones smashed into you car and drove off. Do it in an area with no cameras. Obviously, you'll have a claim against u tho.
2007-02-26 23:38:36 · answer #3 · answered by L*D 2 · 0⤊ 0⤋
Insurance policies, in the case of automotive coverages are usually binding as of the date of application, and payment of premiums. It is called a Binder. It covers only from that date forward. Whatever happened before, is not covered....usually.
2007-02-26 07:34:49 · answer #4 · answered by Timothy Y: Try Host Liability 1 · 0⤊ 0⤋
No! Certainly not in the UK.
However, there are some policies, which allow for existing illnesses to be considered eg. life insurance for the over 50's.
2007-02-26 07:08:40 · answer #5 · answered by More or less Cosmic 4 · 0⤊ 0⤋
Definitely no. Your insurance will start the day you purchase it unless stated otherwise.
2007-02-26 07:09:59 · answer #6 · answered by briggs 5 · 0⤊ 0⤋
No way!!!.....that's like trying to buy life insurance after someone dies
2007-02-26 07:06:57 · answer #7 · answered by bandit 2 · 1⤊ 0⤋
Nope, You can only purchuse insurance BEFORE you need it.
2007-02-26 07:56:57 · answer #8 · answered by kamkurtz 3 · 0⤊ 0⤋
You living on the same planet?
2007-02-27 09:27:20 · answer #9 · answered by Anonymous · 0⤊ 0⤋
no
2007-02-28 15:19:14 · answer #10 · answered by bundysmom 6 · 0⤊ 0⤋