I was 17 and silly lost job paid it off through a debt collection agencie a few months later, ever since cant get a bubble gum on credit jus wondering how i find out what to do to get credit, or find out where i have gone wrong, also i have contacted my phone company, and they are saying i still owe £35? This was nearly a year ago. I do have a letter somewhere stating its been paid in full by the debt collection agencie.They have not sent me a bill for the remainder?? Im so confused!! Iv tried equifax and cant get on with it..I cant even get a credit card or a upgrade at my bank and 200 a week is entering my bank something isn't right... Any answers much appreciated.
2007-02-26 05:21:15 · 3 answers · asked by tom9437 2 in Business & Finance ➔ Credit
It's called 'trust' (no-one trusts you anymore because you couldn't pay last time).
Locate the 'paid off in full';letter, send a copy back to the phone company and ask them to notify Equitrac / Experion that the debt has been settled.
If you can't find the letter, you may just have to pay them the £35.
NB> I assume you now have a 'pay as you go' phone ?
2007-02-26 06:02:01 · answer #1 · answered by Steve B 7 · 0⤊ 0⤋
Find your statement that says you have paid in full or write to the company and get them to send you a copy of that letter. Get a pay as you go phone as you will then know what you are spending. Don't let it ruin your life though. Get it sorted as soon as you can, Learn from it and move on. We have all made this sort of mistake.
2007-02-26 05:27:19 · answer #2 · answered by Anonymous · 0⤊ 0⤋
theres loads of different ways to bump up your credit record the best advice is to go to the citizens addvice who will run through it with you and email your creditors!
x
2007-02-26 05:33:44 · answer #3 · answered by cinderfella 3 · 0⤊ 0⤋