Hi, basically a few years ago when I was 18 I got a catalogue and bought some things and lost my job so ended up defaulting on payments. I paid it all off but now the company isn't trading anymore. I want to get a catalogue but none will give me one, does anyone know any that do.
2007-02-26 02:09:22 · 7 answers · asked by charliemarie 1 in Business & Finance ➔ Credit
If the catalogue company, or any other credit company, is running checks on you, you are entitled to know the agency they use. You can then apply to that agency for a copy of any file they have on you (there is a small fee, it used to be £1). You can than write a correction of any information and that correction must be disclosed to any subsequent enquirer. In the meantime you can build a better credit rating as mentioned by other correspondents.
2007-02-26 02:30:22 · answer #1 · answered by Duffer 6 · 0⤊ 0⤋
Hi,
I don't know of any specficallly as they all have there own credit checks etc, but one thing I would say, when you do get one, although it will cost you a little extra on the outstanding balance, take out the insurance to cover situations like this. God forbid should anything like this happen to you again, you wouldn't have to worry. Littlewoods is called Extra Care Insurance. Perhaps if you mentioned to the company at the time that you wanted to take out this option they may be a little fairer with you. Good luck.
2007-02-26 10:14:46 · answer #2 · answered by kaydee 3 · 0⤊ 0⤋
You want ANY catalogue? If you a re trying to MAKE money go to the website...smc...it's a company that sends YOU catalogue's and ppl buy from them and YOU get the profit. I can't remember if it is .com or not.Good luck! Hope this is what you were asking.
2007-02-26 10:18:46 · answer #3 · answered by babyN 4 · 0⤊ 0⤋
I agree with 24 studio, you need to work your credit back up, it depends on the catalogue though. 6 yrs after you last delt with them it'll be off your credit file, until then it will affect you
2007-02-27 07:34:06 · answer #4 · answered by L*D 2 · 0⤊ 0⤋
im in same position. try the catalogue '24studio' as they are easy to get hold of. also, it'll help to build up credit again
2007-02-26 10:12:47 · answer #5 · answered by Anonymous · 0⤊ 1⤋
rebuild your credit hstory. easiest way is to get a pre-paid credit card (capital one do one) then use it a little every month and pay it off in full without fail. takes about 9 minths to get your credit history to a point where others will look at it.
2007-02-26 10:40:51 · answer #6 · answered by alatoruk 5 · 0⤊ 0⤋
Hi, there are a few out there that will accept you, have listed a couple below that i know of:
http://jdwilliamsuk.drct2u.com/home.jsp
http://premiermancom.drct2u.com/home.jsp
You can order online from both of them
2007-02-26 10:22:18 · answer #7 · answered by Piggy56 4 · 0⤊ 0⤋