i have applied for personal loan with MBNA and i have got refused, may be because of bad credit history. Could you guide me for company to get easy loan without hassle?
2007-02-26 00:17:08 · 9 answers · asked by Gagan S 2 in Business & Finance ➔ Credit
The first thing you need to do is check your credit report and find out why you are being refused.
If the negative items on your credit report are really yours, no other lender is going to give you a hassle free loan. You'll need to pay off your debts first. Make payments on time. Pay more than the minimum monthly payment and get your credit score up.
If you are refused for credit, you have a right to ask the credit reporting agency why so do it. Find out why you are being refused before you start applying for more loans. Every time you apply for a loan, it gets reported on your credit report so going out and applying for a bunch of different loans and getting turned down for all of them is just going to make your credit report worse. You'll have a bunch of loan applications showing up on there and any new lender you try is going to see all of them and know that no one else is giving you credit either. You'll just get turned down again and add another ding to your report.
2007-02-26 00:27:40 · answer #1 · answered by Faye H 6 · 0⤊ 0⤋
I'm certain that you will find many financial answer at: loanhome.info-
RE Refused FO LOAN?
i have applied for personal loan with MBNA and i have got refused, may be because of bad credit history. Could you guide me for company to get easy loan without hassle?
2014-09-24 20:15:52 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Hiya, It really matter on how much you want to borrow? Have you been to your own bank? It may be worth starting off with them - you don't necessary have to apply but its worth going in and having a chat with one of the adviser's. On there system they should be be able to give you an indication on how much they would lend you. Loan often get declined because the customer is looking to borrow more than the company will end to them.
It may be worth contacting MBNA and asking about their appeals process- if you borrowed a smaller amount will they accept you?!
Also putting a loan in joint names also helps and application as there income is higher.
Good luck with finding a loan - hope you get the money soon!
2007-02-26 08:30:48 · answer #3 · answered by Anonymous · 0⤊ 0⤋
If you have been refused credit because of bad credit rating you certainly will not get an easy loan without hassle!
Even "doorstep lenders" will review your credit these days
2007-02-26 08:21:30 · answer #4 · answered by Davy B 6 · 0⤊ 0⤋
This site has a lot of good loan information & you could find out if you could qualify with another bank. There are a lot of companies that will offer "bad credit" loans. Good luck! http://loan.divinfo.com/
2007-02-26 09:30:29 · answer #5 · answered by Reenie 3 · 0⤊ 0⤋
Try:
www.mycashnow.com
Use Referral Code: PHJZRW
I have used this company and the rates are great. My credit isn't that good (being and college and being irresponsible financially)
Check them out they are professional.
Godd luck loan searching
2007-03-01 14:32:09 · answer #6 · answered by 123 1 · 0⤊ 0⤋
Try the below company
2007-02-26 11:32:29 · answer #7 · answered by Anonymous · 0⤊ 0⤋
try in some other bank
2007-02-26 08:24:23 · answer #8 · answered by gaya.0001 2 · 0⤊ 0⤋
Welcome Finance
2007-02-26 11:06:43 · answer #9 · answered by Anonymous · 0⤊ 0⤋