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I'm moving out about 3,000 miles away and sharing a two bedroom apartment with 2 other people. I am not yet 18. My parents are still going to pay for health care, car payments, car insurance, and life insurance since I cannot obtain it myself. My mother is planning on adding me to her credit card and checking account (no, I'm not going to take advantage of my mom), and give me 1,000 to cover rent and other things I will need it for. My job is going to pay 10-12 dollars an hour for 15-20 hours a week. I need to pay for ...

Utilities
Grooming
Groceries
Entertainment
Savings
One-time expenses (deposits, school sport fees, furnishings)
Clothes/Shoes
Internet
Cell Phone
My Pittbull's needs
Gas and Matinence

and my roommates will probably contribute $50-$100 ...
I want to know if this is enough, am I leaving out any expenses, and is it wrong to ask for my roommates for help ...
Thank you very much for your time .

2007-02-24 10:33:56 · 5 answers · asked by onetimerhyme 2 in Business & Finance Personal Finance

yes 1 roommate is my boyfriend ... THANK YOU !

2007-02-24 14:34:51 · update #1

5 answers

It sounds like you've got it covered. But if you want to save some money here's what I did when in college to save some money:
Utilities- I paid about $5/month for my land line phone- I asked my phone company if they can provide me with a program where I can pay the very minimum, ask your phone company if they have programs you can qualify for.
I did the same thing for my gas and electric so I ended up paying an average of $25-$30/month for gas and electric.
Grooming- Try to cut back on your manicures and pedicure bills by doing them yourself instead of going to the salon.
Groceries- (i know this may sound like freeloading, but it helped me out) do your groceries at home whenever you visit home. Or if you have relatives that live nearby ask them if they have anything that they can give you. What really saved me money was using coupons when I grocery shopped, and buy things that are on sale and non-name brands.
For school text books I saved a lot of money by borrowing some of my books from the reserved section of our school library instead of buying them. Or you can ask your professors if they have an extra copy of the textbook to loan you for the quarter (some of my friends did this). Try to buy your books online or from another student if you can becaue they're a lot cheaper than the campus bookstore.
As for gas, if you live close to campus, walk or ride your bike. I saved gas and milleage on my car by biking or walking to school, and luckily for me, UC Davis had it's own school bus catering soley to its students picking them up and taking them to campus. Carpooling can also help save you gas money.
Hope this helps!

2007-02-24 13:31:00 · answer #1 · answered by lov308 2 · 0 0

I personally look after my family budget and all spending items need to be accounted for so that at any point in time you know where you are. Requires discipline but that's the only way.
To help you with budgeting I'd recommend a personal finance software by Australian business Parcus Group.
Easy to use program with features including budgeting, financial planning, real estate analysis, shares valuation, life insurance...
Costs AU$29 so it's not a huge investment but absolutely great value for money.
You can get it on
http://www.parcusgroup.com/index.html
Regards

2007-02-24 10:59:03 · answer #2 · answered by Finance_Expert 2 · 0 0

$1,000 a month should cover your expenses and since your working put your money in the bank? by any chance is your roommate your boyfriend? if so he should pay more than $50-&100

2007-02-24 11:32:05 · answer #3 · answered by Anonymous · 0 0

I did this as quickly as because of the fact I had too for a pair of days, come across a campground they're oftentimes extremely affordable and that they oftentimes have "convenience stations", (bathrooms and showers). you may get a tent at Walmart for not lots funds or stay on your automobile (that's what I did)

2016-10-16 10:12:22 · answer #4 · answered by dickirson 4 · 0 0

wow you are very mature i applaud you and good luck!

2007-02-24 10:38:27 · answer #5 · answered by katherinekimbrough 3 · 0 0

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