I had a problem where I had to pay a bill for my Aunt unexpectedly while she was on vacation. Long story short, I was house-sitting for her, problems came up with her pets, and I ended up paying $315.
It didn’t bother me that I had to pay $315 since I knew she can pay me back. What bothered me was that when I paid the bill the Checked bounced. The problem was that I did have a sufficient amount to pay off the bill. What had happened was when I added money to my account it cleared the day before the check got cleared. And for some reason, that caused a problem.
I called customer service and they told me something about how the payments got crossed or something, well she said it’s not my fault and she even refunded the fee that I was charged.
So far the bill that I paid went through, but now I am concerned about my Credit score. Does this affect me in any way?
Thanks for the support!
2007-02-23 19:05:07 · 5 answers · asked by xashleyleyx 4 in Business & Finance ➔ Credit
no the bank would have to report you for non payment but they fixed the problem no worries
2007-02-23 19:53:41 · answer #1 · answered by wlm 1 · 0⤊ 1⤋
It will not affect your credit score. Things that are unresolved effect your credit score. So if you didn't pay a bill for 120 days or something you would be at risk of having that reported. You can check your credit report for free by going to www.annualcreditreport.com. This is not a gimmick or subscription site, but is a mandate of law to allow you one free one from each of the three major bureaus each year. Check it out!
2007-02-24 03:10:05 · answer #2 · answered by DT 3 · 0⤊ 0⤋
It wouldn't affect your credit score, but you would be wise in getting this (bank's fault) in writing in case it ever pops up again.
2007-02-24 12:16:06 · answer #3 · answered by Anonymous · 0⤊ 0⤋
It was a bank mistake. It shouldn't effect your credit score at all.
2007-02-24 03:07:58 · answer #4 · answered by Gin 2 · 0⤊ 1⤋
yes
2007-02-24 03:07:48 · answer #5 · answered by Anonymous · 0⤊ 1⤋