Can I get a credit card?

Question

I am 15 and I plan to do it with a co-signer.

P.S. Yes I am getting a credit card and I won't get into debt so don't start talking about the hazards of credit cards.

I already have a savings account

Answer 1

You will not be able to get a typical credit card because companies are legally prohibited from issuing credit to persons under the age of 18. You should be able to get a student credit card or card with your parents but they will be able to put limits and monitor the activity from the card. Here are a few sites that have offers for Students (both High School and College): http://www.creditcards.com/college-students.php?a_aid=1001&a_cid=1035&a_did=9500

Hope that helps! - craigvinci

Answer 2

Eligibility

To avail of the credit card, you should be at least 18 years of age. You should be employed or have some regular source of income. These are two important criteria and if you can give convincing proof to demonstrate your suitability, you will be easily approved. You may have failed to pay back the old credit card debt or some flaw may be present in your credit report. In this situation, getting a card will be tough.

Answer 3

No, since you are not 18. You will be allowed a debit card, a pre-paid card, or be allowed to be an authorized user of a card. An authorized user is someone who is not financially responsible for paying the bill, but has the authorization to use the card when making purchases. (The card will be legally in your parent's name and they will be legally responsible for paying the card.)

Answer 4

I wouldn't think there would be a problem just as long as you have a parent's signature.

Answer 5

SURE There's people in my school that have them(I'M A 6TH GRADER)