About a year ago I reversed my car into another and smashed my bumper (The other car was fine!) No claim was made by the other party and I just taped my bumper up but now I want to get it fixed. Can I claim on my insurance even though it was a year ago?
2007-02-22 07:12:58 · 12 answers · asked by babs 3 in Cars & Transportation ➔ Insurance & Registration
The best thing to do, is get a friend to hire a car, should be able to do this for about £40 a day.Sit in your car, and get them to drive into your car at about 90, nothing to excessive.You can then claim against the hire company.You get a completely rebuilt face and body, plus stacks of compensation and never have to work again.Best not to use your best friend in case they don't make it. I hope this helps. I do this every couple of years.
2007-02-22 07:28:28 · answer #1 · answered by Anonymous · 1⤊ 0⤋
Yes you can.. There is not time limit on when you have to file a claim, but obviously the sooner you file the better.. The insurance company is going to question your motive for not claiming it earlier, and if its because of not having money to pay the ded, or whatever. Just let them know that at the time you were unable to pay the ded so you wanted to wait until you could afford it.. I would get an estimate first.. Because if its above 1,000 dollars your rates could go up, because it was an at fault accident... Good Luck
2007-02-22 10:54:35 · answer #2 · answered by D.L. 4 · 1⤊ 0⤋
Well you will have a bunch of bad decisions to make if you do.
If you tell the truth they will want to know why you took a year to report it. Truth or not, they are sure to raise an eyebrow and this might affect either your renewal rate or they way they handle your next claim.
If you lie and say it just happen and they someone who says your bumper has been that way for a while.... then you won't need to fix your car as you may not be driving it for a while until you get parole.
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Better to simply write this one off I think...
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2007-02-22 08:09:48 · answer #3 · answered by ca_surveyor 7 · 1⤊ 0⤋
NO. Pay for it out of your pocket. You did not follow up with a claim as soon as the accident happened,thats you fault. Also if you did not have comp you would not receive anything anyways.
You lucky. Being in reverse and hitting someone is automatically your fault. The other person could have claimed damage and you would be paying for that accident for the next 3 years in insurance premiums.
2007-02-22 07:17:29 · answer #4 · answered by Genivieve G 3 · 0⤊ 0⤋
Yes you can but its best of you just explain you did it yourself and that you hit the wall when reversing into parking space. State that it was just the other day write down the date so you dont forget. Just to be sure. Dont feel guilty they are only to quick in upping your premiums and denying claims when they can. Offering you short of teh value etc.
2007-02-22 07:18:45 · answer #5 · answered by Anonymous · 1⤊ 0⤋
Yes, you can. You should, however expect them to hassle you over the fact that your policy requires you to report all accidents to them timely. But since it's just a collision claim you'll be making, and the statute of limitations for that is usually quite long, you should be fine. Report it and see.
2007-02-22 11:15:41 · answer #6 · answered by Chris 5 · 1⤊ 0⤋
Get an estimate to see if it's worth turning in to your insurance company it may cost only what your deductible is. It might raise your rates if you file a claim.
2007-02-22 07:18:07 · answer #7 · answered by CctbOh 5 · 1⤊ 0⤋
no longer when I deliver them a link to this web page! yet heavily, see you later as they do no longer comprehend there became previous hail harm that became not at all fastened they're going to cover it. so a recommendations as they comprehend you obtain it fastened the finest time hail got here by because they paid you for it.
2016-12-04 19:31:01 · answer #8 · answered by ? 4 · 0⤊ 0⤋
You can, but only if you lie and say it just happened. There are worse things than insurance fraud.
2007-02-22 07:22:45 · answer #9 · answered by Jeff C 3 · 1⤊ 0⤋
You can, but there's a condition in your policy that says something about timely notification. File it, but they can deny it.
2007-02-22 12:05:50 · answer #10 · answered by bundysmom 6 · 1⤊ 0⤋