Some lady hit the car I was driving from behind (on the left side) and her insurance company wants me to pay for it. What happens if I just don't pay it? The car was registered and insured under my friends’ name. Would she be liable for it if I don't pay it?
2007-02-22 05:33:36 · 7 answers · asked by isisrocca82 3 in Cars & Transportation ➔ Insurance & Registration
There was no police report. Cops weren't called out. It was really nothing more than a scratch on the other car, not mine. A scratch they want $750 for.
2007-02-22 05:47:56 · update #1
You are responsible, you likely are not covered under your friend's policy,so you would be driving w/o insurance. Your friend could have a lien put on her vehicle due to the accident. Also, since there was more than 200 dollars damage, an accident report would be required,and an officer on the scene to access the situation. The woman that hit you should have been ticketed with driving too close, but since there was no accident report, the insurance company is going to hold you liable. Sorry, pay up.
2007-02-22 06:14:37 · answer #1 · answered by fisherwoman 6 · 0⤊ 1⤋
If you were borrowing your friend's car with permission, then yes, it would fall under her policy if you are at fault in the accident. They might take you to court to subrogate...meaning that lady's insurance company wants compensation for what they paid to fix her car. In order to get that money back, they will either need your friend to file a claim under her own insurance policy or get it from you by taking you to court. Most likely your friend will just make a claim under her own policy, and if repairs need to be made on your friend's car she will pay her deductible (if the car has full coverage). This will affect her insurance record when it comes to getting discounts in the future. She may also be surcharged. That is an additional fee that is added on to the policy.
2007-02-22 05:48:11 · answer #2 · answered by ? 5 · 0⤊ 0⤋
?? If the accident was the other person's fault, their insurance pays. You probably got a ticket and a hefty fine of your own for not having insurance, but if the accident wasn't your fault, you are not liable. Get a lawyer and fight those swindlers.
Why didn't you file a police report? Now it's your word against hers. Likely, in a grand effort to get herself off the hook, she's taking advantage of your not having insurance, she's already lied to her insurance and is blaming you, and that's why you're being charged for damages. Get a lawyer, hon. And good luck!
2007-02-22 05:40:19 · answer #3 · answered by scruffycat 7 · 1⤊ 0⤋
Interesting... I believe if you get hit from behind (no matter what the heck you were doing), the person that hit you is at fault. Unless you were backing out of a space. Therefore, the other person's insurance should pay for your damages.
2007-02-22 05:39:42 · answer #4 · answered by Holly Golightly 4 · 0⤊ 0⤋
Doesnt your friend have insurance on her car? If not insurance follows the car.. not the driver.. so basically you screwed your friend over.. she should be getting billed.
Anyways, if neither of you have insurance then you are s.o.l. You have no one to stand up for you. If you dont pay the bill.. they will suspend your license. Next, your wages will be garnished until they get their money back.
SO yea, good luck ignoring that.
2007-02-22 07:42:12 · answer #5 · answered by Anonymous · 0⤊ 0⤋
If this person rear-ended your veh they would be at fault no matter what the circumstances are.. Unless of course you live in a no fault state.. If it is because you backed out into them, then the owner of the car you were driving woud have to cover the damages...
2007-02-22 10:59:56 · answer #6 · answered by D.L. 4 · 0⤊ 0⤋
.they get a ticket for
hitting you( failure to stop within assured clear distance).
you can sue them Or their ins co for repairs. get a police report.
it is not too late to do that if you exchanged information,i.e.:
you need at least the license plate number.your friend is not liable
because they hit you not the other way around.the most important thing is that you call the cops and report the accident.
other wise you have no power to fight it.
2007-02-22 05:40:35 · answer #7 · answered by lude@prodigy.net 1 · 0⤊ 0⤋