will I be disqualified from insurance?
2007-02-21 23:30:02 · 20 answers · asked by Jenny F 1 in Cars & Transportation ➔ Insurance & Registration
That is up to the individual insurance company to decide.
My partner was still insured to drive when he had a broken hand, but make sure you phone your company to ask.
He was wearing a removable cast as he persuaded the doctor that at 30 years old he was hardly going to not wear it and risk further damage.
2007-02-21 23:32:52 · answer #1 · answered by Anonymous · 0⤊ 1⤋
Stay on the safe side, so don't drive with broken hand because you may be disqualified from insurance. And, if you want to risk, your car must be with an automatic gear. And it's better to drive in the suburbs slowly, not highways!! Take care.
2007-02-22 07:38:52 · answer #2 · answered by MagicWand 3 · 0⤊ 0⤋
Do not even think about it. You would not be in complete control of your car and in an emergency you will certainly react more slowly because your hand will not be in a natural position. In the event of an accident the insurance would be invalidated as you are effectively a disabled driver. I had my hand and lower arm in plaster and was advised not to drive and this was 30+ years ago when such things were less considered than they are now.
2007-02-22 10:15:24 · answer #3 · answered by ANF 7 · 0⤊ 0⤋
I am sorry that your car has a broken hand. How did it happen? You, on the other hand, could if you like drive your car if your hand was broken. What would happen if you got into an accident and it was proven that your injury was the cause is another matter all together. You takes your pick. Commonsense might be an advantage in making your decision.
2007-02-22 07:35:25 · answer #4 · answered by BARROWMAN 6 · 1⤊ 0⤋
Is it a stick shift? That may be a problem. But, it it is an automatic, and your cast doesn't go up to your elbow, you should be fine. Just take a little extra care. Okay? (No, insurance will not disqualify you unless it is obviously unsafe to a reasonable person.)
2007-02-22 07:41:03 · answer #5 · answered by snoweagleltd 4 · 0⤊ 0⤋
I assume your hand is immobile and in plaster/sling. No you cannot legally drive any vehicle. You would now be classed as disabled and in the event of any accident your insurer would refuse liability. You would be liable for any claims. If stopped by the police you would also be held for driving without 'due care and attention'. Notify your insurer and expect to be told your insurance is suspended.
2007-02-22 07:44:50 · answer #6 · answered by john 4 · 0⤊ 0⤋
yes you can i know people with their arm, broke an even ,have their han an arm gone an could d it only a small part of the body they hurt, ,, but the thing is you got 2 hand an only one broke, that dont stop you from useing you brain, an feets,an you other hand... now on the inc,they dont care as long as you pay the money an not in a wreak,
2007-02-22 07:37:59 · answer #7 · answered by ghostwalker077 6 · 0⤊ 0⤋
Don't be silly, that would be dangerous. Your driving would be restricted, and thus your movement when confronted with a quick reaction moment.
To be sure either way, though, your doctor should have advised you, and then ask your insurance company if you will be covered.
2007-02-22 07:33:08 · answer #8 · answered by cuddles_gb 6 · 1⤊ 0⤋
You should not drive. If you are signed off work you should not do this either as company insurance would be invalid. Sit at home and relax!
2007-02-22 07:41:49 · answer #9 · answered by Reg Tedious 4 · 0⤊ 0⤋
that is for your doctor to advise you on . Do not drive until you have spoken to him to be safe
2007-02-24 08:00:04 · answer #10 · answered by The Fat Controller 5 · 0⤊ 0⤋