What should we do about Bank of America giving illegals credit cards?

Question

When i found out in November that bank of america bought out my credit card i didn't care.
i saw the news 2 weeks ago and heard on Lou Dobbs about bank of america giving credit cards out to illegals.
I did some research and found this story on all the news sites. So what i did was paid off my card and canceled it.
I told them not to send anything more to my house.
they asked why? I have had this card since 1995 and i told them that first and fore most it is a crime to give someone a credit card with someone elses S.S.# I was told these people were not using stolen #'s. and then i told them second off it is moraly wrong to undermine the country like this. in the end WE the customer pays for it with higher apr's
TO GET THE POINT ACROSS I THINK WE ALL NEED TO TURN OFF OUR BANK OF AMERICA CARDS, LOANS, ETC...
AND SHOW THEM THAT THE AMERICAN PEOPLE WILL NOT STAND FOR THIS! I have told 8 people about this story and they also turned off there accounts because of their practice.

Answer 1

BOYCOTT ALL BUSINESSES WHO SUPPORT CRIMINALS! ILLEGAL IMMIGRATION IS RUINING OUR COUNTRY!!!!!!!!

Answer 2

Um, they are a BANK. So what they are thinking about is money, bucks, nothing other than the dough. The cards are secured with a savings account and a big interest rate. I think the good ole' Bank of America will make much, much, much more money off the illegals then they could possibly lose from the people who close their accounts. I'm sure a bank would have made the calculations far in advance of the decision. They knew people would get pissed off and figured exactly what percentage of their customers would leave and how much $ would leave with them. They figured it was a great deal all around. Just think, these are people who probably have never had a credit card before and don't know how they work, will probably max out the thing as soon as they get a chance and keep it maxed out, so BOA will make millions, no---billions off them. If they default, the bank will just keep the deposit.

Answer 3

Although Bank of America is the first bank to offer credit cards to people without ssn, they are not the first to offer products. There are many other banks including Citibank and Wells Fargo who offer not only checking accounts but home loans to them as well. If I remember correctly, because of the patriot act, people without a ssn CAN open accounts (checking/saving.. not sure about credit tho) however they must show proof of residency or provide a valid ssn or the account will automatically be closed.

Answer 4

I empathise with your sentiments, but feel you are directing your passion to the wrong party. Bank of America is not an American Bank, nor are many of the rest of them! The whole point about illegals is that there are those who have carefully and systematically encouraged them to come here so that they could be expoited for the cheap labor, and that their presence would also drive down our wages, break up unions, and increase profits for the corporate world. This has happened with the assistance of the Federal and State Governments, and has been going on as part of a plan for over 30 years, building to the crescendo we now see today. Watch the video and read the article so that you may find out how this has been happening, for the "wool" has been pulled over the eyes of all of us sheep.
http://www.freedom.org/naugreen2/player.html
http://www.commondreams.org/views06/0308-20.htm
The philosophy of the men who are doing this is "If God did not want them sheared, He would not have made them sheep!" If we don't want to be sheared anymore, we all have to wake up, join together on both sides of the border and act in concert, for we all are being used by the same people and pitted against each other as a very clever distraction.
When we wake up there are other ways to level the playing field, but the important thing is that we wake up and collectively influence policy back to our interests in this game. If we do not, we ignore this issue at all our peril.

Answer 5

As an associate of Bank of America, we do NOT knowingly give credit cards to illegal immigrants. This is outrageous. If illegal immigrants are in our country with SSN and they have a job (to get a job, you need a SSN; fake or otherwise) and a paycheck for proof of employment, we as a bank have no reason to turn them down. We have no way of knowing their SSN is fake; their employer didn't even know when they hired them, obviously. Therefore, you all expect the US to be perfect? Hell no, there's dishonest people everywhere; just because a certain bank was named on the news does not mean that it's the end of the world. Stuff like this is happening everywhere; open up your eyes and take a look around. Quit living in la-la land...

And quit telling people to "close their accounts, loans, credit lines, etc.." If they wanted to do that, they would do it on their own. You demanding they do it is just irritating.

And just so you all know, I have had NO ONE come up to me at work and tell me they're closing their account because of this issue... it actually hasn't even been brought up. I guess everyone else isn't as bothered with it as you are.

Answer 6

The last time I tried to get a credit card from Bank of America, I called them on the phone & asked them to send me an application in the mail. I didn't want to apply online & wanted to "look over" the info in my leisure, so I didn't want to apply on the phone now. The woman couldn't understand a word I was saying, as I had to repeat myself 5 times. What part of "I'll-give-you-my-address-now... send-me-an- APPLICATION-IN-THE-MAIL" did she not understand?? (I could barely understand her either) She kept repeating "you can apply on our website or I can take your information now to apply." I firmly said (after the 5th time), "This has been too much trouble dealing with you & I've change my mind! I don't want your card! Goodbye!!"

Actually, after hearing about them giving illegal immigrants credit cards (which is ANOTHER crock of s***, I'm GLAD I didn't get a card from them, as I would've cancelled it anyway!

Seems you can't get a person in ANY kind of customer service (on the phone or in person) who speaks or understands English anymore!!!!!!!!!!! Actually, Customer Service -- if that's what you want to call it -- is almost NON-EXISTENT in this country anymore... not too many can answer your questions, direct you, take your order, or give you correct change!! Too many times, the answer is "I don't know" making no effort to find out! At $6.00 an hour, they just don't care, whether they're American or not!!

Answer 7

Anyone with an account at Bank of America can close their account. All others stay away from the Bank of America.

Answer 8

The Bank of America was founded by the son of Italian immigrants, Amadeo Giannini, who staked his success on the decency of merely a handhake for loans in the hard times after the San Fransisco earthquake to immigrants and others trying to rebuild. The bank today is a world-wide publically owned conglomeration of numerous mergers that can and does extend credit to whomever it wants to.

Answer 9

I agree. They will do what is best for their business. Mind you 22 % on a credit card is a pretty high rate of return. However, enough of us leaving will make them rethink the advisability of the program.

Answer 10

All you can do is pretty much what you have already done. Boycott them and e-mail everybody you know about them.I will not do business with them. Also, i guess you could e-mail your congressmen or governor and ask for legislation that would make it illegal. They should change their name to Bank of A**holes

Answer 11

there is a web sight that has a on line petition to sign if your agents this. what i would like to know is who will pay there loans off if and when they get deported? americans are paying enough for them. just cancel your account with them if your not happy about it. and let them know why.