If I make a buisness delivery for my employer in my personal vehicle and have an accident, will my insurance cover me?
2007-02-21 07:35:07 · 3 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Nope, that's why it's a PERSONAL auto policy....using your vehicle for work is specifically excluded.
If you have an endorsement on your policy for this however, there is coverage.
2007-02-21 14:35:24 · answer #1 · answered by bundysmom 6 · 0⤊ 0⤋
They would require that you file a claim through your employer since you were on the job. Anything to do with work while under the employer's time is the employers responsibility,unless you sign on as a private contractor,then you would be the liable party.
2007-02-21 10:09:18 · answer #2 · answered by fisherwoman 6 · 0⤊ 0⤋
Nope, you need commercial insurance. You could go after the business for the expenses, if you had an accident...but it's much smarter/safer to just get the insurance.
2007-02-21 08:49:54 · answer #3 · answered by Nate W 5 · 0⤊ 0⤋