She has been on high honor roll most all her driving days. Now it looks as though her grades will drop to where it will be much more expensive for her car insurance. Should we just go ahead and foot the bill, or at least have her pay the difference? She will be 18 in April.
2007-02-21 07:35:06 · 19 answers · asked by Jann 3 in Family & Relationships ➔ Family
Anytime you can help a child you bring into the world without being financially burdened is a great thing to do.
2007-02-21 07:41:21 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I think that when she turns 18 she should be responsible for all her expenses. I went to school full time, had a job and was able to pay for my car, my insurance, and all my other bills. Even though I was living at home so I didn't have to worry about rent, I was responsible for everything else. If she has a job right now she should definitely have to pay the difference if the rates go up. By all that, I learned responsibility and the value of a dollar, both of which can be invisible if everything is handed to the kid on a silver platter.
2007-02-21 07:42:54 · answer #2 · answered by whitanay 2 · 0⤊ 0⤋
It depends on the reason her grades are dropping... if they're dropping because she's just slacking off as college is coming, then I think it is fair to have her pay the difference, or at least warn her that this will happen on the next bill. If they're dropping because she's struggling, then it's not really fair to punish her. It depends on whether or not she's trying. This comes from a post-college grad who was also on the high honor roll throughout most of high school and what I would have hoped my parents would have done if I were in her situation, and what I would do if I was in your situation.
2007-02-21 07:40:21 · answer #3 · answered by greecevaca 4 · 0⤊ 0⤋
What?! Are you kidding? By the time I had finally been able to afford a car, I had to pay for all of its expenses, maintanence and insurance and all. I think it worked out in the end because I took responsibility for my life. Its a lesson your daughter is going to have to learn, so I would suggest now would be the time to make her pay for the insurance, even when her grades go up because it's something she will have to do in the long run.
2007-02-21 07:43:34 · answer #4 · answered by Meredith 2 · 0⤊ 0⤋
The most important thing here is the babys wellness. It doesnt sound like the girl is in good hands when shes alone with your daughter. If my daughter was doing this Id take her to court for custody of that little one (temporarily until she gets her $hit together). 21 is far too old to be behaving this way, its not like shes 14 and doesnt know any better. Yes, take back all of the things you pay for - call her bluff, say you want to do this without your family, fine, give us the car, the phone and were going to fight for baby for petes sake. Betcha she changes her attitude real quick. Your daughter needs a dose of reality (and a swift kick in the a$$ as well, right!). Dont let her get away with it, if you do, nothing will ever change. Your precious granddaughter is at stake here, and thats just too much of a risk. Baby needs to be in a stable environment with mature and capable caregivers.
2016-05-24 03:47:33 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Just because her grades drop a little why would you want to do that, after all you are going to want her to do some errors for you she needs insurance. Now if she has a job then you have her help pay for the insurance.
2007-02-21 07:47:31 · answer #6 · answered by honeybunny 3 · 0⤊ 0⤋
It depends on what you promised her at the outset. If you said 'we'll pay your insurance til you get your first job' I'd say you have to pay the full whack.
If a condition was made that she had to be on the 'high honor roll' (no idea what that is) before you'd pay it, she should pay the full whack.
Otherwise, I don't think it unreasonable to tell her she'll have to pay the difference, and get a job if need be.
2007-02-21 07:55:38 · answer #7 · answered by pompeii 4 · 0⤊ 0⤋
You should have her pay the difference. She's old enough to start taking responsibility for herself. If you continue to enable her, she won't grow and will always be asking you for help. I had to start paying for my own insurance when I was 18...all of it. She's old enough to get a job (I had my first job when I was 16), have her start taking on some responsibility now before the world hits her hard.
2007-02-21 07:44:30 · answer #8 · answered by Go Bruins 2 · 0⤊ 0⤋
Considering she is still in school maybe you should continue to pay her insurance but give her limitations how she can use the car until she brings her grades up. Just a thought...
2007-02-21 07:44:13 · answer #9 · answered by Leah 3 · 0⤊ 0⤋
Car insurance rates rise and fall with good grades?!?! How did I ever get insurance then?!?!
Ask her to keep her grades up, or she has to pay for her insurance...or at least a larger portion.
2007-02-21 07:40:42 · answer #10 · answered by Slimslimmer 3 · 0⤊ 0⤋
Work on getting those grades up, tell her if she can't she's going to have to pay, see if that lights a fire! If not at least make her pay the difference until she's 18 then it should be her responsibility.
2007-02-21 07:39:59 · answer #11 · answered by **Red** 3 · 0⤊ 1⤋