please i know there are many but which are the best and have a good company??? just which one is the best?.........thankz
2007-02-21 02:14:01 · 6 answers · asked by roger c 2 in Business & Finance ➔ Credit
I can't say what credit card is best for you.I just can say what cards suit my needs.
Of cource it depends on different factors such as your spending habits you credit history etc.
At the first check your credit score - request your credit report from 3 major credit bureaus: Equifax (Tel: 0870 010 2091), Experian(Tel: 0870 241 6212) and TransUnion (Tel: 0870 060 1414).
Then check yor credit reports if they contains errors.
Then choose credit card according your crredit history.
If your credit history is good and you are going to spend with credit card a lot choose credit card with rewards. At this site you can compare different rewards credit cards: http://credit-land.com/1002/1002_page_13373_32280.php
Besides you can read article "ow to choose reward credit card": http://www.articlesfactory.com/articles/finance/how-to-choose-reward-credit-card.html
If your credit history is average choose from fair credit cards http://ezpreapproval.com/Fair-Credit-Cards-1049219-page.php
If you have bad credit history find a co-signer with good credit history. If you can't apply for credit card with garanteed approval http://ezpreapproval.com/Guaranteed-Approval-Cards-1049223-page.php
Another choice is to apply for secured credit card http://credit-land.com/1018/1018_page_13372_32279.php
Good article on how to improve your credit score there: http://www.articlealley.com/article_127892_19.html
If you want to get an advice from credit expert use free credit care resource http://credit-land.com/1050/1050_page_12779_23254.php
As about best credit companies there are Amex, Citi, Chase (but they offer credit cards only for people with good credit history.
2007-02-21 04:07:48 · answer #1 · answered by Shirrwood 2 · 1⤊ 0⤋
people asserting to no longer get a mastercard i do no longer think of is totally ideal, you may no longer abuse a mastercard, yet they're mandatory for alot of issues like renting a vehicle or booking a motel room and so on. in case you have in no way had a mastercard formerly yet have credit outfitted up and that's good you probably wont have the skill to get one below 9.9-13% pastime. Get one without annual value and don't get a sort of ones that they make you place funds into an account formerly they supply you credit. make valuable once you do use your card which you pay over the minimum value each and each time to advance your credit status and not make any late funds because of the fact maximum agencies fee 29-39$ for a late value. confirm you study all the counsel on all mastercard gives you to make valuable there are actually not any hidden costs and don't enable them to talk you into the value secure practices or identity theft secure practices plans that basically make your invoice greater and likely you will in no way use.
2016-10-02 12:09:14 · answer #2 · answered by Anonymous · 0⤊ 0⤋
It depends on how you intend to pay. If you pay your balance in full each month then a card with cash back on purchases is your best bet. If you carry a balance each month, then the one with the lowest interest rate is your best bet. You should not have to pay an annual fee for either type. Check out www.bankrate.com for specific bank offers.
2007-02-21 02:23:50 · answer #3 · answered by Harbinger 6 · 1⤊ 0⤋
I have credit cards with Chase and Washington Mutal. Washington Mutal - haven't had much trouble with either one.
2007-02-21 02:20:26 · answer #4 · answered by reandsmom77 6 · 0⤊ 0⤋
The type that will only allow you to "charge" the amount that you can pay in full when the bill arrives!
2007-02-21 02:19:40 · answer #5 · answered by Lyn729 1 · 0⤊ 0⤋
the best one is citicard.
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http://www.bestcreditrates.net
2007-02-21 15:09:30 · answer #6 · answered by Anonymous · 0⤊ 0⤋