My wife listed me as an excluded driver (for one reason or another, who knows?) on her insurance. I have my own car and my own insurance (this car doesn't run at the moment). Am I OK to drive her car or not?
2007-02-20 13:55:13 · 6 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
I've got full converage, she's got liability
2007-02-20 14:36:50 · update #1
no. you are not ok to drive her vehicle. If you do, and there is an accident. the insurance will not provide coverage at all to anyone.
2007-02-20 22:34:11 · answer #1 · answered by Chris 5 · 1⤊ 1⤋
No.. Because if she listed you as an excluded driver, and you get in an accident .. Most likely her insurance will dispute paying out any damages...
2007-02-20 13:58:23 · answer #2 · answered by D.L. 4 · 3⤊ 1⤋
exclude (v.) To prevent from being included, considered, or accepted; reject: The court excluded the improperly obtained evidence.
You can't drive her car.
2007-02-20 14:10:02 · answer #3 · answered by oklatom 7 · 2⤊ 1⤋
absolutely not, that's what excluded driver means-- you drive and they pay nothing. You would be in violation of the state laws, as well.
2007-02-20 13:58:43 · answer #4 · answered by Anonymous · 2⤊ 1⤋
Only if your policy states you can drive all owned and non-owned vehicles.
2007-02-20 16:56:36 · answer #5 · answered by fisherwoman 6 · 1⤊ 0⤋
YES, her insurance would deny coverage for you, your insurance would kick at that point.
However, be sure to read YOUR policy for this to be sure.
2007-02-20 14:22:31 · answer #6 · answered by bundysmom 6 · 1⤊ 2⤋